I use the local auctions regularly. Here is an example of a recent sale.
Gross total = £70
Vat commision = £17.40
Insurance =0 .70
Electrical testing =£4.00
Vat on charges =£0.94
Total charges =£23.04
Balance payable =£46.96
Aviva for me. My van is classed as modified as it has a 500 ltr water tank bolted in the back for the Window cleaning.. Around £600 with most companies. With Aviva it is £260 including breakdown, protected NC, Legal etc.
Ive got that T shirt. NV dont work in fog.
The T20 with the latest pill is ample for the .22. Although it was clear with no Moon last night my E700 add on accounted for over 50. The odd 1 got spooked with the Red glow.