Good post.
Not a rant at Terry, like you say, don't know his situation.
But too many are too willing to get in debt and just not give a f**k.
but you still got too remember what is debt say the house your living in right now have you still got the mortgage on it what about the car you've got is it on finance there debts as well it's like saying folk get in debt on silly things aye your right pay off your debts but what happens if your circumstances change tommorow how much of a hit would the intrests on the things you own are going too be I know it too we'll the 3 k I originally borrow