I understand what your saying..but I've had enough,I don't want no more weight around my neck,few more yrs and the mortgage is payed off ,sell up,spend 60/80k on a new van chuck the kids 20 k each,go make their own way in life(20 k more than I ever started with)and the rest will go in the bank...when I want some beer money,I will do the odd days here and there ...we have family in the UK, Ireland and Europe so the plan is to kick back and travel around ?