i was helping my lad buy a house a few year back. going through the motions, money in place, mortgage sorted and waiting for solicitor to sort things out. never heard owt for a few weeks then get a call off the solicitor saying the vendor was not responding to calls. did a bit scouting about to find the house had just being reposed and the owner didnt even have the decency to call to let us know. i was pissed to say the least. anyway ended up buying the house of the bank for less money. boys moved in and all's well. every cloud and all!