Cost

[chartpolski 27,363]

1 minute ago, mC HULL said:

wankers in charge  chart aren’t they been better staying council tenants and still having savings to leave 

most of the old uns are to proud would rather go in a home then have there kids cleaning up there shit after them 

with that and inheritance tax people be lucky to leave out for there family 

Doesn't work that way mate !

The care home took control, through the government, of my mums pension and bank account. She had about £10 k in the bank, they had control of the lot. 

If there's anything left over, it will have to go through probate, and my sister, who's taking care of things, has been told it will cost at least £1500 solicitor fees..

My mum was a cantankerous old woman, and a lot of this could have been avoided if she had signed everything over to my sister before they declared her mentally unfit to make those decisions.

Cheers.

[FLATTOP 5,091]

2 minutes ago, chartpolski said:

Doesn't work that way mate !

The care home took control, through the government, of my mums pension and bank account. She had about £10 k in the bank, they had control of the lot. 

If there's anything left over, it will have to go through probate, and my sister, who's taking care of things, has been told it will cost at least £1500 solicitor fees..

My mum was a cantankerous old woman, and a lot of this could have been avoided if she had signed everything over to my sister before they declared her mentally unfit to make those decisions.

Cheers.

My Mrs has legal power of attorney for her mum & dad’s healthcare and finances things can get difficult sometimes but we are trying our hardest to keep them in the family home, one has Alzheimer’s 87 one has vascular dementia 88 every week brings new issues. 

[mackem 29,521]

33 minutes ago, keepdiggin said:

Always try to have a second income 

MSI

[chartpolski 27,363]

31 minutes ago, FLATTOP said:

My Mrs has legal power of attorney for her mum & dad’s healthcare and finances things can get difficult sometimes but we are trying our hardest to keep them in the family home, one has Alzheimer’s 87 one has vascular dementia 88 every week brings new issues. 

Me and the missus have recently had legal advise about this and other things, as we would like to leave everything to our grandson.

P.O.A. Over health care just means if a doctor, working for the government decides I need to go into a home, my wife can refuse, and keep me at home, otherwise they could put me in a home against her objections, 

It also give the POA control of bank accounts.

To have full control,over everything there needs to be a trust set up, they quoted me £7,000 to do this.

We had two wills made and a seperate trust fund for our grandson, this cost £250, far cheaper, and it guarantees he will get something, if not all when we die. The executors get a set fee of 1.9 % of our entire estate, so it's in their interest to keep as much of our assets out of the governments hands !

A shame we have to go through this, especially in your latter years.....I didn't give it a second thought when I was young and earning

Cheers.

Edited October 22, 2022 by chartpolski

[tatsblisters 10,926]

13 hours ago, mackem said:

Nothing is more important than experiences, your kids educations, and their future,everything else is immaterial. 

I have the odd moan about the old women wanting to go on holiday twice a year and not in the cheapest of hotels although some times i think i am still living through the 84/85 miners strike and tend to still have the frugality in my mindset. The wife works 12 hour shifts in a residential care home caring for people with dementia so she is adamant that we go away on holiday's wile ever we both work and are in decent health.

[Wales1234 5,676]

I’m quit lucky me and my brother run a electrical business together and put most out stuff through there , our vans trucks misses fuel and phone bills , 

but we’ve both got a rainy day fund tucked away shit can hit the fan very quickly and got to be prepared for the worst , I think if you want money it’s out there to be earned you’ve just got to be game enough to go and work for it 

[WILF 49,576]

All wise words lads, and here’s the thing, it should be easy to do all the things you say……but personally I don’t think we live in that world.

Imho, the whole system is set up to put people in debt, the world runs on debt…..they don’t want people having their own money, at all…..it’s the council estate money lender but with a suit on and sanctioned by the state.

Its just plain f***ing wrong.

Its the reason “the markets” just destroyed a whole British government and put their own man in as chancellor.

Really excited to see how The Brothers Of Italy pan out in the coming battle because make no mistake, the people that run the world won’t like a government who likes their own people best one little bit. 

[DIDO.1 22,856]

1 hour ago, WILF said:

All wise words lads, and here’s the thing, it should be easy to do all the things you say……but personally I don’t think we live in that world.

Imho, the whole system is set up to put people in debt, the world runs on debt…..they don’t want people having their own money, at all…..it’s the council estate money lender but with a suit on and sanctioned by the state.

Its just plain f***ing wrong.

Its the reason “the markets” just destroyed a whole British government and put their own man in as chancellor.

Really excited to see how The Brothers Of Italy pan out in the coming battle because make no mistake, the people that run the world won’t like a government who likes their own people best one little bit. 

I think that hits the nail on the head. Think the only difference we would have is I would vote conservative if there was only the usual 3 candidates on the paper. Reason being is your then actually voting for things like immigration control even if the conservatives screw us on it. My biggest fear is a labour government is the 'country' is then agreeing with their quite open opinions of actually increasing immigration and borrowing more. That said I'm probably one of the few who would and has , gone anywhere in the north supporting any alternative nationalist party that looks like it stands any chance of increasing its vote share

[Qbgrey 4,255]

I don’t follow politics and when someone at a pub or gathering tries to engage in it I just can’t be bothered. They harp on about it non stop means nothing to me and they look at me like I’m a simpleton. ( true enough) they go on like they are financial experts.then you get asked what job you do.?Brickwork I say. And you can see the look in thier eyes :oh yes that makes sense a fuking retard:! Then, where do you live??? And all the other questions. Turns out most times the c**ts live in a terrace house and got most of thier possession on tick and they are giving Barry large bolloxs . Cracks me up

[paulus 26]

During the last 2 lockdowns our government borrowed half a trillion pounds, Now that will need paying back, imagine the amount of money  to be made by putting the interest rate up to 5 or 6% on that debt for the people who borrowed that money.

They all want Immigration, Its the only way they can think of to grow the economy, given the indigenous population is decreasing in numbers, They need this immigration to fill the houses they want to build, Why do you think that all the talk about relaxing planning is now being mentioned.

All very short sighted if you ask me. There is a point when this pyramid model becomes top heavy and the whole rotten lot comes crashing down, Yes they want us all to be slaves to the system so as to control our daily lives. If you think you are a free man living in a free country i am sorry to break it to you, but your not and they will never want you to be.

As i have said for years, You might think that Government's run their own countries but it has always been as directed by the Few with the money in this world.

If what has happened in recent weeks with our politics does not prove this then i don't know what will. 

[Qbgrey 4,255]

We all said that covid money got to come from somewhere????? A lot of plastic millionaires with those covid loans as my accountant said

[DIDO.1 22,856]

1 hour ago, paulus said:

During the last 2 lockdowns our government borrowed half a trillion pounds, Now that will need paying back, imagine the amount of money  to be made by putting the interest rate up to 5 or 6% on that debt for the people who borrowed that money.

They all want Immigration, Its the only way they can think of to grow the economy, given the indigenous population is decreasing in numbers, They need this immigration to fill the houses they want to build, Why do you think that all the talk about relaxing planning is now being mentioned.

All very short sighted if you ask me. There is a point when this pyramid model becomes top heavy and the whole rotten lot comes crashing down, Yes they want us all to be slaves to the system so as to control our daily lives. If you think you are a free man living in a free country i am sorry to break it to you, but your not and they will never want you to be.

As i have said for years, You might think that Government's run their own countries but it has always been as directed by the Few with the money in this world.

If what has happened in recent weeks with our politics does not prove this then i don't know what will. 

Thing is I don't think your average Joe wants to be free. He wants nice things bought on credit. He wants supermarket shelves that never run empty.... can you imagine society trying to eat seasonal food or cook from scratch! We live in a society where hair dryers have warnings on saying 'do not use in shower'! 

Freedom would come with personal responsibility..... and nobody could deal with that!

[Lenmcharristar 10,237]

Buy gold, it will get you out of bad situations fast

[DIDO.1 22,856]

2 minutes ago, Lenmcharristar said:

Buy gold, it will get you out of bad situations fast

I've always had a bit of gold but recently it seems so expensive I've put off buying any....then it keeps rising.

I've got 10 grand in my rainy day fund, don't know if to invest it all in gold. Or half gold and half fine silver

[mackem 29,521]

1 minute ago, DIDO.1 said:

I've got 10 grand in my rainy day fund, don't know if to invest it all in gold. Or half gold and half fine silver

Put it all on red