Jonjon79 13,340 Posted July 6, 2022 Report Share Posted July 6, 2022 12 hours ago, South hams hunter said: There's a coop 2 secs from my house that's becoming a spar; the estate is deprived enough as it is. The other thing I don't think helps is how so few people now know how to use fresh ingredients or even ingredients that they aren't just warming up. You can go to the coop at 9pm each night and all the veg will be reduced, along with anything wholemeal, often the seafood and cuts of meat but they've never got a reduced shitty sandwich that they'll charge 2.50 for ... says to me people can't or won't cook Spot on My brothers ex had a go at me for letting my daughter shoot rabbits when she was 8yrs old - rabbits that we ate. .......... This was a woman that couldn't cook for shit and would happily feed her kids microwave meals all week. 4 Quote Link to post Share on other sites
Gypsydog94 4,329 Posted July 6, 2022 Report Share Posted July 6, 2022 4 hours ago, WILF said: I agree with the things are harder for young people bit completely mate, imho the whole system has been engineered so that nobody will ever stand a chance of getting off the wheel. Ideas of 50 year mortgages that will be inherited by children are now being banded around. We have to f***ing stop this madness somehow. Seeing a security tag on a block of cheese should shame everyone into action……but then again, so should the rape of our children by 3rd world gangs but it’s don’t seem too. Jesus f***ing Christ like ? I seen there thinking about scrapping affordability checks. Which is completely ridiculous Quote Link to post Share on other sites
mackem 23,797 Posted July 6, 2022 Report Share Posted July 6, 2022 4 hours ago, WILF said: nobody will ever stand a chance of getting off the wheel. I truthfully stepped off for years, I still know people who are almost if not totally invisible, everything is cash, vehicles and homes in other people's names,it's not as difficult as it sounds, it's a lifestyle that most can't understand but it's liberating. 3 Quote Link to post Share on other sites
WILF 44,320 Posted July 6, 2022 Report Share Posted July 6, 2022 25 minutes ago, Gypsydog94 said: I seen there thinking about scrapping affordability checks. Which is completely ridiculous I have never believed they cared about affordability, what they did after 2008 was use that situation (which they created) to bring in rules so that they could have a look at everyone’s life in detail and make sure they were robbing them for every penny. There are 15 pages of houses in Cornwall on right move that are between £1 million and £8 million…..15 pages !!!…….don’t tell me a farm worker in rural Cornwall is buying any of them, at page 40 they get to half a million pounds !! The last thing any f****r cares about is affordability, least of all the government. Mortgage debt is insured anyway, if someone can’t pay they don’t loose….they just chuck them out and put in the claim. 1 Quote Link to post Share on other sites
jukel123 6,570 Posted July 6, 2022 Author Report Share Posted July 6, 2022 (edited) Read an article recently which analysed how much british workers' pay has decreased over the last fifteen years compared with how much profits and dividends have increased, as well as the salaries of chief executives. Its a total rip off. Real pay has decreased 2% compared to 15 years back. In 2021, 43% of 25 year old males still live with their parents because they cannot afford to move out. Crap situation. Edited July 6, 2022 by jukel123 Quote Link to post Share on other sites
Gypsydog94 4,329 Posted July 6, 2022 Report Share Posted July 6, 2022 12 minutes ago, jukel123 said: Read an article recently which analysed how much british workers' pay has decreased over the last fifteen years compared with how much profits and dividends have increased, as well as the salaries of chief executives. Its a total rip off. Real pay has decreased 2% compared to 15 years back. In 2021, 43% of 25 year old males still live with their parents because they cannot afford to move out. Crap situation. How many of them actually saved any money between 18-25 or did they piss it all up the wall. 1 Quote Link to post Share on other sites
jukel123 6,570 Posted July 6, 2022 Author Report Share Posted July 6, 2022 Just now, Gypsydog94 said: How many of them actually saved any money between 18-25 or did they piss it all up the wall. I left home when I was 17, paid rent and still managed to piss my wages up against the wall. Rents and house values have gone up, wages have gone down. Quote Link to post Share on other sites
Gypsydog94 4,329 Posted July 6, 2022 Report Share Posted July 6, 2022 1 minute ago, jukel123 said: I left home when I was 17, paid rent and still managed to piss my wages up against the wall. Rents and house values have gone up, wages have gone down. I bought my house at 23 and still went on the piss regular holidays etc. but still saved enough for a deposit. That was 5 years ago. And wasn’t exactly on a brilliant wage. 1 Quote Link to post Share on other sites
jukel123 6,570 Posted July 6, 2022 Author Report Share Posted July 6, 2022 Just now, Gypsydog94 said: I bought my house at 23 and still went on the piss regular holidays etc. but still saved enough for a deposit. That was 5 years ago. And wasn’t exactly on a brilliant wage. Good for you, genuinely. You are an exception. Quote Link to post Share on other sites
stop.end 4,079 Posted July 6, 2022 Report Share Posted July 6, 2022 3 minutes ago, Gypsydog94 said: I bought my house at 23 and still went on the piss regular holidays etc. but still saved enough for a deposit. That was 5 years ago. And wasn’t exactly on a brilliant wage. Lol... Bought the house or got a mortgage at 23? Quote Link to post Share on other sites
Gypsydog94 4,329 Posted July 6, 2022 Report Share Posted July 6, 2022 2 minutes ago, stop.end said: Lol... Bought the house or got a mortgage at 23? Mortgage Quote Link to post Share on other sites
Gypsydog94 4,329 Posted July 6, 2022 Report Share Posted July 6, 2022 4 minutes ago, jukel123 said: Good for you, genuinely. You are an exception. How many of these people who say they can’t save enough for a deposit have cars on tick clothes on tick latest phone on tick? Got a friend who’s about to blow 17k on his wedding whilst moaning he can’t buy his first house I know house price and location is the difference someone my age buying a house in Bristol London etc needs a lot more money to start. Quote Link to post Share on other sites
jukel123 6,570 Posted July 6, 2022 Author Report Share Posted July 6, 2022 Just now, Gypsydog94 said: How many of these people who say they can’t save enough for a deposit have cars on tick clothes on tick latest phone on tick? Got a friend who’s about to blow 17k on his wedding whilst moaning he can’t buy his first house I know house price and location is the difference someone my age buying a house in Bristol London etc needs a lot more money to start. How did you do it then mate? How much was your mortgage deposit, how much was the house and your monthly payments? Understand if you don't want to reply. Quote Link to post Share on other sites
jukel123 6,570 Posted July 6, 2022 Author Report Share Posted July 6, 2022 Just now, W. Katchum said: My mate we refused a mortgage, cos he betted on boxing a few times, who the f**k are banks an st uff to tell folk what the can and can’t afford They are the people with the power and the money mate. Quote Link to post Share on other sites
Gypsydog94 4,329 Posted July 6, 2022 Report Share Posted July 6, 2022 2 minutes ago, jukel123 said: How did you do it then mate? How much was your mortgage deposit, how much was the house and your monthly payments? Understand if you don't want to reply. My repayments are £650 a month 3 bed house garage and parking for two cars. Only joined by garage is that semi detached? Next door neighbour rents £800 a month. I know its hard to get a mortgage but far better if you can get one. 4 Quote Link to post Share on other sites
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