yep only me on the policy. one of my mates recomended quinn aswell, thats why i got a quote off them but turned out nothing special. passed it a few months ago, been looking for a decent motor and only just found a decent, honest one. another mate is paying 600 quid ins for a metro and thats with directline. dont know if its just the car that its so low or what but its a real good price anyway - same situation as me, first car aswell!