Until just before lockdown I had a joinery shop attached to the office making sash windows ,brace and ledger doors etc but so glad I ditched that and now outsource it .I could see the money literally floating out the door .
I too had a lad on that wanted subs into next month .I know pay his rent by standing order ,taxable and no subs whatsoever .
Hes docked at source for the rent ..I’m amazed what the hell he spends it on because he has no other half nor hobbies .Might be hookers and beer I guess .
For my part and my business I now have office people working at home 3 days a we