Define within their means?
Not arguing but if you had to save up to buy it, no one I know could outright own anything
The only lad in my circle flourishing has a grow in the loft
Speaks volumes really
It's easy to get self righteous about ordinary folk borrowing money, whilst forgetting most of us have mortgages & half the worlds run on borrowed money! Haha....
Not getting self righteous mate, I just happen to believe that borrowing money for things we dont need is irresponsible, lets say I have a 50 inch TV and I fancy a 60 inch, I wouldnt dream of borrowing money to buy the