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I've got a few mates that have been married for a good number of years but have separate bank accounts.....his and her money from day one to the present day....it obviously works for them but i find it odd.....we've always had a joint account....i know that at the end of the day the bills/mortgage are paid the same from a joint/separate so it shouldn't really make any difference...but does it, separate or joint?   

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Same here, I've always earned a tidy wedge and leave the Mrs to sort out the bills etc...when i have a little tickle,she gets half,the rest goes in my fishing bag for any unseen bills to do with the d

Joint account... we're a partnership in every way, I understand how money can cause relationships problems, but I've never been that way about money.. she looks after all the bills, whatever the kids

Separate accounts. Same girl for 27 years and I pay for pretty much everything, including all the motors she’s driven. She pays to maintain/insure her car, her phone bill, and buys most of the shoppin

Me and Mrs always had separate accounts . We're not married but been together 20 years with 2 kids . Never had arguments about who pays for what really it's just sort of worked . I pay the rent and other bits , she does the water , electric,  food . If one is short just asks the other for some money etc and neither of us care. It's helped that neither of us have big spending hobbies etc and everything just goes on the kids and life so neither of us feel the other is taking the piss buying expensive golf clubs or spending hundreds at the Spa 

Both kids in football costs a absolute fortune . This season cost about £1,500 for both kids for membership & kits . Plus add on to that the milage which for the boy alone is around 10k miles a year and theirs not a major amount of money left over for either of us to waste causing the other to moan

Obviously never had joint accounts so don't know how it is the other way but I'd image if 1 of the couple like to spend a bit it would be a nightmare watching your other half spending money on shit 

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Separate accounts. Same girl for 27 years and I pay for pretty much everything, including all the motors she’s driven. She pays to maintain/insure her car, her phone bill, and buys most of the shopping. What she has left she blows spectacularly on clothes, make-up and other absolute sh!te.., house is full of it! Cash burns a hole in her pocket till it’s gone. If we had a joint account I’d be fcukin pot-less by now.., or we’d have parted ways a long time ago.

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I let my mrs deal with bank etc I’m useless with computer shit. I just work and hand over the pie n mash.she just buys what she wants , I don’t mind you only live once, she’s got a decent motor, I got some other motors all works out. We’re moving house soon so hopefully have some ££££ back in the account . 

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Always had seperate accounts from the day we moved in together, being a bit of a weirdo I always thought it removed the potential to cause trouble……just keeps clear boundaries about certain things and when you see the grief it can cause other people if the relationship gos boss eyed it sort of makes sense first few years.

My mrs has had access to my accounts whenever she wants, I don’t worry about that and was a second signatory on one of our business accounts once but always had my money & her money personally.

Another reason early was that I never thought it healthy for one person or the other to feel exploited which I always thought is a danger……again a weird quirk.

After 30 years now it’s all blurred anyway but we still retain our own accounts and she does her bits and I do mine……I don’t think there’s a correct way to do it, whatever works for your situation is fine in my book. 

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We had a joint account when we first got married as the wife didn't work wile the kids were toddlers and she sorted all the bills out though soon as she started working she had her own account and i had mine though i now pay most of the bills still that doesn't bother me as i was brought up that might come as outdated and old fashioned that the man in a marriage was the main bread winner.

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6 minutes ago, tatsblisters said:

We had a joint account when we first got married as the wife didn't work wile the kids were toddlers and she sorted all the bills out though soon as she started working she had her own account and i had mine though i now pay most of the bills still that doesn't bother me as i was brought up that might come as outdated and old fashioned that the man in a marriage was the main bread winner.

My old women is the main bread winner now, she does her little job and I sit at home on my fat arse retired ! lol……I can wholeheartedly recommend it mate ! 

Wish I’d thought of it years ago ! Lol 

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Separate but if you live together what's the difference youse are joint anyway we are  a team but I pay for household food  electric gas etc wouldn't want to be kept by a women she's good to me I'm good to her and we wouldn't see each other stuck I've she needs she gets... f",ck letting her loose with my card tho she'd end up leaving the house in six different binbags 

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7 minutes ago, WILF said:

My old women is the main bread winner now, she does her little job and I sit at home on my fat arse retired ! lol……I can wholeheartedly recommend it mate ! 

Wish I’d thought of it years ago ! Lol 

I keep saying to her if you loved me you would let me retire and keep me she just mutters something that ends up with off. 😂 

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9 minutes ago, tatsblisters said:

I keep saying to her if you loved me you would let me retire and keep me she just mutters something that ends up with off. 😂 

I dont feel in the least bit bad about it mate, fact is I knocked my pan in for best part of 30 years like you don’t believe and her job was to be at home and look after the kids……don’t get me wrong, she was massive support in good times and bad and I couldn’t have done it without her but I earned the dough.

I used to come home to “Oh, I’ve booked a photo session for the girls dressed up as woodland fairies……a grand !” and “I’ve organised their birthday party and invited their whole year at school and all the parents…..two grand” or “I’ve bought another horse !”

I never complained (well, maybe the odd time ! lol), I just put my hand in my pocket and gave her the money….everyones happy, I’m happy type thing.

We never row about money, and I think a bit part of that is because I drew that demarcation line early…..nobody felt like the piss was being taken and so there was never any friction….when I had it, she could have it and when I didn’t she couldn’t.

Now she has a tidy little local thing, 9:30 to 5, working for the health service, 10 minute commute along empty roads…..gets her out and leaves me in, perfect ! lol 

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