Looking at geting a 4x4 iv got around 5k but that's including insurance and as I had a write off a year ago my insurance is arount 1500 to 2k depending on the 4x4 I'm looking at seen a patrol 2.8 and the insurance isn't that bad its an r plate lwb any problems I need to look out for or the other motors iv been looking at are legacys and foresters, what are these like on petrol ta tom