Born Hunter 17,639 Posted August 31, 2020 Report Share Posted August 31, 2020 On 01/11/2019 at 08:55, NEWKID said: Times have certainly changed regards getting a mortgage mate, but perhaps it needed to be tightened up...I mean their was money being thrown around left right and centre to people with no chance of keeping up payments! With the interest rates still as low as ever known borrowing to invest ain't a bad idea, Greyman is in a good position his monthly repayments will be repaid plus some in rent... I'd tie in for a longer term if possible at the moment though as its uncertain times and interest rates could fluctuate during it... Famous last words! Quote Link to post Share on other sites
Greyman 25,283 Posted August 31, 2020 Author Report Share Posted August 31, 2020 24 minutes ago, Born Hunter said: Famous last words! Indeed it is but the only thing you can guarantee to fail at are the things you don’t attempt, Quote Link to post Share on other sites
Born Hunter 17,639 Posted August 31, 2020 Report Share Posted August 31, 2020 (edited) 12 minutes ago, Greyman said: Indeed it is but the only thing you can guarantee to fail at are the things you don’t attempt, I wasn't talking about you failing mate (not that you have), I was talking about COVID hitting just after NK said we're living in uncertain times. Edited August 31, 2020 by Born Hunter 1 Quote Link to post Share on other sites
Greyman 25,283 Posted August 31, 2020 Author Report Share Posted August 31, 2020 35 minutes ago, maxhardcore said: Some lenders now wanting a 20% deposit . I don’t no what that means, I,m buying a small ship like this so don’t need a deposit, I need a bundle of hard cash so I can go and make some seriously cheeky offers until some poor sole sells me there ship for double cheap cash moneys, 4 1 Quote Link to post Share on other sites
shovel leaner 7,648 Posted August 31, 2020 Report Share Posted August 31, 2020 Best of luck Greyman ....... living the dream 1 Quote Link to post Share on other sites
Francie 6,362 Posted August 31, 2020 Report Share Posted August 31, 2020 Great we story greyman, all the best bud, keep us posted, them boats looks class, living the dream. 1 Quote Link to post Share on other sites
Francie 6,362 Posted August 31, 2020 Report Share Posted August 31, 2020 Are you going to be docked in a canal or a river grey, what's the craic way legalities, do you have to pay to be on the water? Quote Link to post Share on other sites
terryd 8,045 Posted August 31, 2020 Report Share Posted August 31, 2020 (edited) Looks great got to say. Good for you. What happens when you get these big floods though and you stick your head out and and its a raging torrent with old oak trees whistling by. Or don't canals work like that. Its all very interesting how it all actually works. I did watch few youtube videos out of interest once and there's lot of good tips on what to expect etc Edited August 31, 2020 by terryd Quote Link to post Share on other sites
king 11,664 Posted August 31, 2020 Report Share Posted August 31, 2020 Fair play GM taking the plunge "excuse the pun" I put this link on before for this narrow boat inside is amazing...Peter cushing wouldn't look out of place.... I've been a keen watcher of this guy's channel for a good year or so. Lots of good info on. Costs of buying.owning and living on a boat.. ""Cruising the cut"".is his YouTube channel name.... 3 Quote Link to post Share on other sites
Greb147 6,808 Posted August 31, 2020 Report Share Posted August 31, 2020 33 minutes ago, king said: Fair play GM taking the plunge "excuse the pun" I put this link on before for this narrow boat inside is amazing...Peter cushing wouldn't look out of place.... I've been a keen watcher of this guy's channel for a good year or so. Lots of good info on. Costs of buying.owning and living on a boat.. ""Cruising the cut"".is his YouTube channel name.... Is this available on DVD? 2 Quote Link to post Share on other sites
Greyman 25,283 Posted September 1, 2020 Author Report Share Posted September 1, 2020 On 31/08/2020 at 14:36, Francie said: Are you going to be docked in a canal or a river grey, what's the craic way legalities, do you have to pay to be on the water? I will be on a canal mate and will be classed as a continuous cruiser which means I have to move every two weeks still cost a couple of grand a year in licences and insurance but much cheaper than living in a marina, plus I,m not doing it to just live amongst 100s of others I want to escape 21 hours ago, terryd said: Looks great got to say. Good for you. What happens when you get these big floods though and you stick your head out and and its a raging torrent with old oak trees whistling by. Or don't canals work like that. Its all very interesting how it all actually works. I did watch few youtube videos out of interest once and there's lot of good tips on what to expect etc Canals are controlled mate and seldom flood, my oldest daughter moved onto a boat 2 years ago and is still loving it no floods yet and my son has bought a doer upper that he moved onto this summer they both live in a marina as they have regular jobs and need a base 1 Quote Link to post Share on other sites
Francie 6,362 Posted September 1, 2020 Report Share Posted September 1, 2020 2 hours ago, Greyman said: I will be on a canal mate and will be classed as a continuous cruiser which means I have to move every two weeks still cost a couple of grand a year in licences and insurance but much cheaper than living in a marina, plus I,m not doing it to just live amongst 100s of others I want to escape Canals are controlled mate and seldom flood, my oldest daughter moved onto a boat 2 years ago and is still loving it no floods yet and my son has bought a doer upper that he moved onto this summer they both live in a marina as they have regular jobs and need a base Fairplay greyman, so could you live on a big river in one of them boats, or would the tides hinder it? Quote Link to post Share on other sites
big sid 1,119 Posted September 1, 2020 Report Share Posted September 1, 2020 will you have council tax to pay. Quote Link to post Share on other sites
Greyman 25,283 Posted September 1, 2020 Author Report Share Posted September 1, 2020 13 minutes ago, big sid said: will you have council tax to pay. It’s part of the licence fee Quote Link to post Share on other sites
Greyman 25,283 Posted September 1, 2020 Author Report Share Posted September 1, 2020 30 minutes ago, Francie said: Fairplay greyman, so could you live on a big river in one of them boats, or would the tides hinder it? Plenty do live on rivers need moorings that rise and fall and a dinghy for times when the bank is a long way, will probably spend some time on the upper Severn and Avon in the summer but return to the canal in winter Quote Link to post Share on other sites
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