DIDO.1 22,856 Posted November 23, 2015 Report Share Posted November 23, 2015 My point is, there probably lads on here turning over in excess of a million quid......now that is f***ing hard graft and it can all get taken away at the stroke of a pen ! They were just running their business not spending beyond their mean and so what if they have a nice car on the drive, if they are grafting hard enough then why not ? It not being Charlie big bollocks, I personally hate those blokes who turn a nice few quid and are mean as f**k with it......they don't deserve money. Iv got to mates earning 100 grand each a year, I reckon if there was an economic cash tomorrow they would be in the shiit... I wouldn't feel sorry for em though...if I earned that I would of bought a house outright and put it in my kids name and I'd have a load of gold coins in my safe...if your taking a gamble always back up your bets. 1 Quote Link to post Share on other sites
jacknife 2,005 Posted November 23, 2015 Report Share Posted November 23, 2015 My point is, there probably lads on here turning over in excess of a million quid......now that is f***ing hard graft and it can all get taken away at the stroke of a pen ! They were just running their business not spending beyond their mean and so what if they have a nice car on the drive, if they are grafting hard enough then why not ? It not being Charlie big bollocks, I personally hate those blokes who turn a nice few quid and are mean as f**k with it......they don't deserve money. Iv got to mates earning 100 grand each a year, I reckon if there was an economic cash tomorrow they would be in the shiit... I wouldn't feel sorry for em though...if I earned that I would of bought a house outright and put it in my kids name and I'd have a load of gold coins in my safe...if your taking a gamble always back up your bets. I know a few friends like that earning good money but just about every penny is spent Quote Link to post Share on other sites
Gaz_1989 9,539 Posted November 23, 2015 Report Share Posted November 23, 2015 My point is, there probably lads on here turning over in excess of a million quid......now that is f***ing hard graft and it can all get taken away at the stroke of a pen ! They were just running their business not spending beyond their mean and so what if they have a nice car on the drive, if they are grafting hard enough then why not ? It not being Charlie big bollocks, I personally hate those blokes who turn a nice few quid and are mean as f**k with it......they don't deserve money. I must be missing your point mate.? If you work hard then you can choose to buy whatever you please. I think there are 2 types of people in the world. Some that look after there money and some that don't give a f**k. I drive a nice jeep....I share a nice car with the girl....I would like to have a new Subaru but I can't afford it. Now I could go get it but if work dries up or slows down I may struggle and that's how my brain works. Other folk seem to think it's ok to go get what they want and if the money dries up then somebody else should take the financial burden. That's bollocks. I'm with Lab here. I work hard and put big hours in, I've done 76 hours this week, and that's not particularly unusual. I would love a nice pickup, 2010/2011 plate navara or hilux with low mileage but I haven't got the £15k just yet and got a wedding to pay for next year so I will wait a bit longer. When I've got the money I will get one. Loads of lads at work have got £30-£40k motors and think because they work hard and earn good money it's okay. But I don't get it. Save for it and then buy it. There's a BMW X6, BMW 335 (x2), Range Rover Sport, Audi RS3, Audi RS4 Avant, Mk7 Golf R, New Scooby, New Focus ST, Focus RS (x2) Merc SLK, Leon Cupra K1, 60 plate navara, this isn't management, just the lads on the road, and every one of them is on tick. My vectra looks great parked amongst them but at least it's mine ? 3 Quote Link to post Share on other sites
BGD 6,437 Posted November 23, 2015 Report Share Posted November 23, 2015 My point is, there probably lads on here turning over in excess of a million quid......now that is f***ing hard graft and it can all get taken away at the stroke of a pen ! They were just running their business not spending beyond their mean and so what if they have a nice car on the drive, if they are grafting hard enough then why not ? It not being Charlie big bollocks, I personally hate those blokes who turn a nice few quid and are mean as f**k with it......they don't deserve money. Iv got to mates earning 100 grand each a year, I reckon if there was an economic cash tomorrow they would be in the shiit... I wouldn't feel sorry for em though...if I earned that I would of bought a house outright and put it in my kids name and I'd have a load of gold coins in my safe...if your taking a gamble always back up your bets. Saving enough to buy a house outright and put some gold coins aways while paying bills, rent etc all on 100 grand a year? Wish I had your money managment skills Quote Link to post Share on other sites
gamerooster 1,179 Posted November 23, 2015 Report Share Posted November 23, 2015 How many people manage to pay rent or a mortgage, and all bills on 24 grand or below a year? So that leaves 76 grand a year to save, it's called living within your means 1 Quote Link to post Share on other sites
DIDO.1 22,856 Posted November 23, 2015 Report Share Posted November 23, 2015 Really? Over five years you couldnt have a decent bit of equity in a small house and have some solid assets put away if you were on hundred grand? Quote Link to post Share on other sites
BGD 6,437 Posted November 23, 2015 Report Share Posted November 23, 2015 (edited) How many people manage to pay rent or a mortgage, and all bills on 24 grand or below a year? So that leaves 76 grand a year to save, it's called living within your means Assuming you actually had 75 grand a year to save which you wouldn't, it'd still take over 10 years to save enough for a house a few gold coins. Living like a pauper while bringing in 6 figures for over a decade just so you can avoid a mortgage? And that's sensible? Remember every penny you spend on rent while saving is money you're just pissing down the drain when you could be using it to pay off a mortgage which is an investment really. Edited November 23, 2015 by BGD Quote Link to post Share on other sites
neems 2,406 Posted November 23, 2015 Report Share Posted November 23, 2015 (edited) My point is, there probably lads on here turning over in excess of a million quid......now that is f***ing hard graft and it can all get taken away at the stroke of a pen ! They were just running their business not spending beyond their mean and so what if they have a nice car on the drive, if they are grafting hard enough then why not ? It not being Charlie big bollocks, I personally hate those blokes who turn a nice few quid and are mean as f**k with it......they don't deserve money. Iv got to mates earning 100 grand each a year, I reckon if there was an economic cash tomorrow they would be in the shiit... I wouldn't feel sorry for em though...if I earned that I would of bought a house outright and put it in my kids name and I'd have a load of gold coins in my safe...if your taking a gamble always back up your bets. Saving enough to buy a house outright and put some gold coins aways while paying bills, rent etc all on 100 grand a year? Wish I had your money managment skills Buy a small flat,save,improve upon then sell the flat at a profit and buy a house/better flat in need of some work when you can and do the same. How can you be on £100k a year and not afford to buy a house? http://www.rightmove.co.uk/property-for-sale/property-37713135.html?premiumA=true as 1 example. Edited November 23, 2015 by neems Quote Link to post Share on other sites
jacknife 2,005 Posted November 23, 2015 Report Share Posted November 23, 2015 How many people manage to pay rent or a mortgage, and all bills on 24 grand or below a year? So that leaves 76 grand a year to save, it's called living within your means Assuming you actually had 75 grand a year to save which you wouldn't, it'd still take over 10 years to save enough for a house a few gold coins. Living like a pauper while bringing in 6 figures for over a decade just so you can avoid a mortgage? And that's sensible? 10 years saving 75 grand a year Move to the north east for 750k you'd get a mansion with a swimming pool for that money Of course you would have to be on 100k after tax Quote Link to post Share on other sites
BGD 6,437 Posted November 23, 2015 Report Share Posted November 23, 2015 My point is, there probably lads on here turning over in excess of a million quid......now that is f***ing hard graft and it can all get taken away at the stroke of a pen ! They were just running their business not spending beyond their mean and so what if they have a nice car on the drive, if they are grafting hard enough then why not ? It not being Charlie big bollocks, I personally hate those blokes who turn a nice few quid and are mean as f**k with it......they don't deserve money. Iv got to mates earning 100 grand each a year, I reckon if there was an economic cash tomorrow they would be in the shiit... I wouldn't feel sorry for em though...if I earned that I would of bought a house outright and put it in my kids name and I'd have a load of gold coins in my safe...if your taking a gamble always back up your bets. Saving enough to buy a house outright and put some gold coins aways while paying bills, rent etc all on 100 grand a year? Wish I had your money managment skills Buy a small flat,save,improve upon then sell the flat at a profit and buy a house/better flat in need of some work when you can and do the same. How can you be on £100k a year and not afford to buy a house? I'm on over 100 grand a year and have bought a few properties none of them outright though because I don't tend to have over 300 grand just sitting in the bank Quote Link to post Share on other sites
BGD 6,437 Posted November 23, 2015 Report Share Posted November 23, 2015 How many people manage to pay rent or a mortgage, and all bills on 24 grand or below a year? So that leaves 76 grand a year to save, it's called living within your means Assuming you actually had 75 grand a year to save which you wouldn't, it'd still take over 10 years to save enough for a house a few gold coins. Living like a pauper while bringing in 6 figures for over a decade just so you can avoid a mortgage? And that's sensible? 10 years saving 75 grand a year Move to the north east for 750k you'd get a mansion with a swimming pool for that money Yeah but then I'd have to live in the same area as you, don't think I could stomach it Quote Link to post Share on other sites
DIDO.1 22,856 Posted November 23, 2015 Report Share Posted November 23, 2015 They can afford to buy but to me if your on decent money why buy a massive house over a long period, two new cars on tick,the best of everything....Personally I'd buy somewhere small and get it paid off, even if it takes ten years....have solid foundations! Quote Link to post Share on other sites
BGD 6,437 Posted November 23, 2015 Report Share Posted November 23, 2015 They can afford to buy but to me if your on decent money why buy a massive house over a long period, two new cars on tick,the best of everything....Personally I'd buy somewhere small and get it paid off, even if it takes ten years....have solid foundations! Now brand new cars on tick really is fecking stupid, by the time you've paid it off it's worth feck all at least with a house it's only going up in value while you pay it off. 1 Quote Link to post Share on other sites
neems 2,406 Posted November 23, 2015 Report Share Posted November 23, 2015 My point is, there probably lads on here turning over in excess of a million quid......now that is f***ing hard graft and it can all get taken away at the stroke of a pen ! They were just running their business not spending beyond their mean and so what if they have a nice car on the drive, if they are grafting hard enough then why not ? It not being Charlie big bollocks, I personally hate those blokes who turn a nice few quid and are mean as f**k with it......they don't deserve money. Iv got to mates earning 100 grand each a year, I reckon if there was an economic cash tomorrow they would be in the shiit... I wouldn't feel sorry for em though...if I earned that I would of bought a house outright and put it in my kids name and I'd have a load of gold coins in my safe...if your taking a gamble always back up your bets. Saving enough to buy a house outright and put some gold coins aways while paying bills, rent etc all on 100 grand a year? Wish I had your money managment skills Buy a small flat,save,improve upon then sell the flat at a profit and buy a house/better flat in need of some work when you can and do the same. How can you be on £100k a year and not afford to buy a house? I'm on over 100 grand a year and have bought a few properties none of them outright though because I don't tend to have over 300 grand just sitting in the bank Then you're doing it wrong. You should make a profit on each sale to able to afford less debt each time you buy,preferably until you can buy outright and restore without borrowing anything. That link I put up says a house down the road recently sold for £27.5k. Quote Link to post Share on other sites
Lab 10,979 Posted November 23, 2015 Report Share Posted November 23, 2015 I know a man who years ago had a 150 blokes working for him when they were building Canary Wharf.......then Olympia & York who developed the place went skint and he was out of business over night. On Monday he had 150 employees and on Tuesday morning he had nothing !.........so given the fact that not too many people have a 100k in readies laying around to buy a motor with, are we saying he deserved to drive a Mercedes on Monday but was a c**t on Tuesday because he couldn't pay for it any more? It's easy to say "if you can't pay for it don't have it" but at the time lots of people get things they can pay for it.......however they are the plaything of the banks and the government and they decide how the economy works out. The days of the long firm are pretty thin on the ground now so I reckon most people fully intend to pay for things when they get them but if circumstances change through no fault of their own then what can they do? It don't make them a greedy, work shy prick......it makes them another victim of the powers that be. You watch the BEMPC if they raise interest rates by 1%......see how many people are getting in trouble then? Is it their fault? Look at all those steel workers who are going to loose their jobs......they probably all have cars and tellys and sofas and a credit card......they can't just get out of those contracts so will they be c**ts if they go bankrupt ? Is it their fault? Bankruptcy is nothing more than another business tool and the big boys are using it every day.....it's this small minded sense of "doing the right thing" that makes folks condem other folks. News flash, there is no such thing as the "right thing" when it comes to dealing with big corporations or the government. Say a bloke does go skint owing the tax man 50k.....it don't effect anyone in the grand scheme of things......they are ironing out 50k on paper clips at the revenue!! I'm lucky in that I am retired and own everything I have but I have lived long enough to know and see how things are. Atb This is far from a jealousy thing. I like to see people 'who work hard' doing well. I aim to be like these people. I'm talking about the folk who get loans and stuff with no intention of paying it back. It's them that usually play the victim when they start getting harassed about paying it back or returning goods. And dinny bother writing another paragraph on big business men am no talking about them ffs....?? Quote Link to post Share on other sites
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