I don't mean to be a dick, but i'm guessing you are taking that view because you CAN pay for any problems your dog has. I know where you are coming from, but for many people, the ridiculous profiteering of the veterinary profession means that if they did not RELY on the PDSA, then they would forever be barred from having a dog or accept the fact that they cannot give it the treatment they require. Working dogs are part of a working class culture, but these days if you didnt have the PDSA, properly cared for dogs would become for the rich only.
That's just a thought, and i'm not saying t