DIDO.1 21,094 Posted May 14, 2023 Report Share Posted May 14, 2023 ..... personally I think cashless payments are a terrible idea and I'll stay away from card machines as long as possible... ....but the Mrs has a stall she's doing a few shows with (dog and pet stuff) and she obviously needs to get set up. Does anyone use a card payment machine/system and if so what company do you recommend? Quote Link to post Share on other sites
THE STIFFMEISTER 14,629 Posted May 14, 2023 Report Share Posted May 14, 2023 We use Monza at work 1 Quote Link to post Share on other sites
jukel123 6,645 Posted May 14, 2023 Report Share Posted May 14, 2023 (edited) I was chatting to a small shopkeeper who complained that her card machine company charges her £300 a month to process payments. I've noticed a lot of small businesses have a cash only policy. I thought it was to avoid tax but it may be because of punishing card charges. Or a combination of those two factors? Edited May 14, 2023 by jukel123 3 Quote Link to post Share on other sites
DIDO.1 21,094 Posted May 14, 2023 Author Report Share Posted May 14, 2023 27 minutes ago, jukel123 said: I was chatting to a small shopkeeper who complained that her card machine company charges her £300 a month to process payments. I've noticed a lot of small businesses have a cash only policy. I thought it was to avoid tax but it may be because of punishing card charges. Or a combination of those two factors? I believe there are some really cheap card systems out there now....£300 sounds madness. Woman on next stall to my Mrs today had one and she was charged 1% of sales which isn't bad I'd say, forgot to ask her which she uses though. I don't take card payments because I just refuse to pay middle men wherever possible.... and I provide a service they need so they have to work around me. And I'm against cashless society. The Mrs reckons she could of doubled her sales today if she had taken cards, so I guess she can't avoid it going forward. 2 Quote Link to post Share on other sites
Leo Sayer 1,739 Posted May 15, 2023 Report Share Posted May 15, 2023 I use Barclay Card in my business. I have 2 cradles and 2 hand sets for when it gets busy. I held off for a good while, then started taking card payments a few years ago. Takings went up, people are inclined to spend more by card. Because when it's just a tap of a card, customers are more inclined to say o give us one of them as well and such like. I now average roughly 50% card and 50% cash sales daily . It's the way forward in today's society. Yet I am old school and always been a cash man myself. 1 Quote Link to post Share on other sites
Deker 3,455 Posted May 15, 2023 Report Share Posted May 15, 2023 I still don't use them at all, and frankly I don't want to, but pressure is steadily mounting, so I suspect it is just a matter of time! Quote Link to post Share on other sites
lurcherman 887 12,724 Posted May 15, 2023 Report Share Posted May 15, 2023 I use izettle. Decent enough and get a card machine with it. 1 Quote Link to post Share on other sites
South hams hunter 8,879 Posted May 15, 2023 Report Share Posted May 15, 2023 Me and misses use square. Instant and linked to any bank account and fees are about 1% but only on withdrawal not actual sales so can leave it in there if you want. Quote Link to post Share on other sites
South hams hunter 8,879 Posted May 15, 2023 Report Share Posted May 15, 2023 Justt confirmed with the boss the 1% is only on instant withdrawals, if you allow 3/5 days then you don't get charged 2 Quote Link to post Share on other sites
DIDO.1 21,094 Posted May 15, 2023 Author Report Share Posted May 15, 2023 Cheers for the replies. Will look at those suggestions Quote Link to post Share on other sites
DIDO.1 21,094 Posted May 15, 2023 Author Report Share Posted May 15, 2023 4 hours ago, South hams hunter said: Justt confirmed with the boss the 1% is only on instant withdrawals, if you allow 3/5 days then you don't get charged Is there an upfront charge? Quote Link to post Share on other sites
South hams hunter 8,879 Posted May 15, 2023 Report Share Posted May 15, 2023 49 minutes ago, DIDO.1 said: Is there an upfront charge? £20 Square Reader (2nd generation) | Square Shop SQUAREUP.COM Misses also has it linked to her website 2 Quote Link to post Share on other sites
low plains drifter 9,583 Posted May 15, 2023 Report Share Posted May 15, 2023 21 hours ago, DIDO.1 said: I believe there are some really cheap card systems out there now....£300 sounds madness. Woman on next stall to my Mrs today had one and she was charged 1% of sales which isn't bad I'd say, forgot to ask her which she uses though. I don't take card payments because I just refuse to pay middle men wherever possible.... and I provide a service they need so they have to work around me. And I'm against cashless society. The Mrs reckons she could of doubled her sales today if she had taken cards, so I guess she can't avoid it going forward. Going forward? I recognise you didn't write moving forward, but still ffuck off you gunt, you'll be promoting a cashless society next, Krugerrand and sovereign stash or not 2 Quote Link to post Share on other sites
DIDO.1 21,094 Posted May 15, 2023 Author Report Share Posted May 15, 2023 1 hour ago, low plains drifter said: Going forward? I recognise you didn't write moving forward, but still ffuck off you gunt, you'll be promoting a cashless society next, Krugerrand and sovereign stash or not Moving forward I'm going to start paying for stuff with an apple watch Quote Link to post Share on other sites
mackem 23,996 Posted May 15, 2023 Report Share Posted May 15, 2023 56 minutes ago, DIDO.1 said: Moving forward I'm going to start paying for stuff with an apple watch Get Apple Pay on your phone. Quote Link to post Share on other sites
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