Minor Car Accident

[dodger 3,589]

 

Thanks for the comments think all I can do right now is ring round for quotes this mornin n other than that have to to go through insurance n she'll have to put it down to experience, he must definitely be takin the piss n tryin to cream a profit from it but it's a tricky one to do much about I mean obviously I won't be payin anywee near the 1500 he mentioned but I can't really stop him lapin any juicy insurance claim up I don't think, misses is now sayin he was in the wrong lane as in the outwards lane instead of the entry lane in the car park why she didn't tell me that yesterday before I rang the guy I don't know, but seems like there's no cctv so I don't think that will make any odds anyway, oh n I did mention to him yesterday about both the premiums goin up if go the insurance route but he just said the company he works for pay his insurance so won't apply to him..

Thanks again..

 

no camera..wrong lane..tell your insurance you think its a 50.50.case.dont mention phone call.

Trouble is he's a paki n you know what they can be like all sneaky n that n even tho he's been alright on the phone might end up puttin windows through or something they can be feckers, I'm not bein racist my misses is a jap but I told her you couldn't of bumped into a worse driver if you tried..

 

But it's a good point mate my misses is to nice n with not bein there n no camera it's hard but the bump doesn't quite add up to me n with her now mentioning he was in the wrong lane maybe there's more to it than meets the eye cheers pal..

Edited May 20, 2015 by dodger

[fireman 11,441]

To avoid all doubt, if private land is publicly accessible by vehicle, such as a car park or campsite, then the provisions of the road traffic act apply, which includes insurance, speed limits, drink driving, etc.

 

Garage forcourts are not covered by insurance as a pal once bumped a motor on one and it went through the insurance company and they told the claiment to do one,but i wasn't 100% sure hence why i said to phone them aand check first..

[nans pat 2,575]

 

 

Thanks for the comments think all I can do right now is ring round for quotes this mornin n other than that have to to go through insurance n she'll have to put it down to experience, he must definitely be takin the piss n tryin to cream a profit from it but it's a tricky one to do much about I mean obviously I won't be payin anywee near the 1500 he mentioned but I can't really stop him lapin any juicy insurance claim up I don't think, misses is now sayin he was in the wrong lane as in the outwards lane instead of the entry lane in the car park why she didn't tell me that yesterday before I rang the guy I don't know, but seems like there's no cctv so I don't think that will make any odds anyway, oh n I did mention to him yesterday about both the premiums goin up if go the insurance route but he just said the company he works for pay his insurance so won't apply to him..

Thanks again..

no camera..wrong lane..tell your insurance you think its a 50.50.case.dont mention phone call.

Trouble is he's a paki n you know what they can be like all sneaky n that n even tho he's been alright on the phone might end up puttin windows through or something they can be feckers, I'm not bein racist my misses is a jap but I told her you couldn't of bumped into a worse driver if you tried..

 

But it's a good point mate my misses is to nice n with not bein there n no camera it's hard but the bump doesn't quite add up to me n with her now mentioning he was in the wrong lane maybe there's more to it than meets the eye cheers pal..

 

get her to attend the doctors as well, just so its on record.in case he trys pulling the oul whiplash trick,if it goes 50,50 youve summat to counter claim with,his boss wont like it.

[Rake aboot 4,936]

If he goes through the insewerance, just deny any admission and tell your company it was his fault, he was going the wrong way.

 

If there was no one else there, just deny all and tell him to fuckoff.

 

She really could not have hit worse person. I`d rather hit a car full or East European Roma than hit Pakistani. Less grief just to reverse over him and be done with it.

[peterhunter86 8,627]

Send somE one around to burn his motor then he will have to claim his own insurance

[Lab 10,979]

 

 

 

 

Car parks are private land and your insurance company will tell him to do one,check with them first jsut to make sure then tell him to go through them the money grabbing fecker..

I heard this years ago but my mate had his brand new car wiped out by a stobarts wagon last year on a B&Q car park and the claim went through without an issue.

Stobarts don't have insurance. They will have just paid the claim themselves.

Not strictly true, they will have the bare minimum third party insurance to be legal, it's just they'll cover the cost of all their claims in house. Most big hire car companies and other large organisations with hundreds of vehicles do the same..

It is strictly true. They don't have insurance. They self insure by depositing £500k with the Supreme Court, but there is no insurance policy and no insurance company.

So one of there drivers crashes on the M1 killing a bus full of people.....millions on insurance!! They just pay that out do they?

Canny believe it!!

[trigger2 3,396]

Misses bumped into a car in a car park this mornin feck knows how she managed it, just nipped it but put a small dint n a couple of scratches in the passenger door, she was upset n exchanged details with the driver, when she got home I rang the fella apologised n said if ok with him I'd rather sort it between ourselves n get him a new door sorted as apposed to goin through the insurance, he said ok but rang a few hours later sayin he's been quoted 1500 quid it's only a 2008 astra for feck sake lol I thought it would be about 2-300 with the door n labour, il just have to ring vauxhall in the mornin n get a quote off them otherwise have to leave it to the insurance,what a twat tho n a shame for her insurance to go up for such a minor bump..

sounds abit steep that. someone run into the back of my 2007 focus estate 3 weeks ago it needed a new bumper new rear quarter and new boot door they wrote it off has a uneconomical repair. they said insurances will only go upto 70% of the vhiecals value in a repair any more then its insurance a write off. he said he got the cost of the repair on my car to £2600 which was just over book price for all that work. £1500 for a scratch on a door seems a little ott to me

[Lid 194]

 

To avoid all doubt, if private land is publicly accessible by vehicle, such as a car park or campsite, then the provisions of the road traffic act apply, which includes insurance, speed limits, drink driving, etc.

 

Garage forcourts are not covered by insurance as a pal once bumped a motor on one and it went through the insurance company and they told the claiment to do one,but i wasn't 100% sure hence why i said to phone them aand check first..

 

 

I am sure they are now. When did that happen? The law was changed some time in the 90s I believe to accommodate private land accessed by the public in vehicles.

[David Aiken 253]

I had someone go in the back of my Jeep. Not my fault but my insurance company accused me of driving in a dangerous location!! My insurance jumped from £395 to £750! I did shop around for a new quote, but now a fault or none-fault accident are classed as the same!

[Gaz_1989 9,539]

 

 

 

 

 

Car parks are private land and your insurance company will tell him to do one,check with them first jsut to make sure then tell him to go through them the money grabbing fecker..

I heard this years ago but my mate had his brand new car wiped out by a stobarts wagon last year on a B&Q car park and the claim went through without an issue.

Stobarts don't have insurance. They will have just paid the claim themselves.

Not strictly true, they will have the bare minimum third party insurance to be legal, it's just they'll cover the cost of all their claims in house. Most big hire car companies and other large organisations with hundreds of vehicles do the same..

It is strictly true. They don't have insurance. They self insure by depositing £500k with the Supreme Court, but there is no insurance policy and no insurance company.

So one of there drivers crashes on the M1 killing a bus full of people.....millions on insurance!! They just pay that out do they?

Canny believe it!!

Sounds a bit far fetched to me.

 

Why would one of the biggest haulage companies in the UK not have insurance? Lol

[trigger2 3,396]

I had someone go in the back of my Jeep. Not my fault but my insurance company accused me of driving in a dangerous location!! My insurance jumped from £395 to £750! I did shop around for a new quote, but now a fault or none-fault accident are classed as the same!

true.

the person who hit me admitted fault and once he done that hes insurance company contacted me and asked if i was happy to council my claim through my insurance company and deal directly with them has there client had admitted fault. i did that and it hasnt gone down has a claim through my insurance so it will not effect me in any way which was nice to be told. probably saved them a shit load of cash by dealing direct with me. i had no complaints everything was dealt with swiftly courtesy car straight away even though my car was still driveable.

[Gaz_1989 9,539]

 

 

Misses bumped into a car in a car park this mornin feck knows how she managed it, just nipped it but put a small dint n a couple of scratches in the passenger door, she was upset n exchanged details with the driver, when she got home I rang the fella apologised n said if ok with him I'd rather sort it between ourselves n get him a new door sorted as apposed to goin through the insurance, he said ok but rang a few hours later sayin he's been quoted 1500 quid it's only a 2008 astra for feck sake lol I thought it would be about 2-300 with the door n labour, il just have to ring vauxhall in the mornin n get a quote off them otherwise have to leave it to the insurance,what a twat tho n a shame for her insurance to go up for such a minor bump..

sounds abit steep that. someone run into the back of my 2007 focus estate 3 weeks ago it needed a new bumper new rear quarter and new boot door they wrote it off has a uneconomical repair. they said insurances will only go upto 70% of the vhiecals value in a repair any more then its insurance a write off. he said he got the cost of the repair on my car to £2600 which was just over book price for all that work. £1500 for a scratch on a door seems a little ott to me

That's a shame Jon. Was a tidy motor that was.

[trigger2 3,396]

 

 

Misses bumped into a car in a car park this mornin feck knows how she managed it, just nipped it but put a small dint n a couple of scratches in the passenger door, she was upset n exchanged details with the driver, when she got home I rang the fella apologised n said if ok with him I'd rather sort it between ourselves n get him a new door sorted as apposed to goin through the insurance, he said ok but rang a few hours later sayin he's been quoted 1500 quid it's only a 2008 astra for feck sake lol I thought it would be about 2-300 with the door n labour, il just have to ring vauxhall in the mornin n get a quote off them otherwise have to leave it to the insurance,what a twat tho n a shame for her insurance to go up for such a minor bump..

sounds abit steep that. someone run into the back of my 2007 focus estate 3 weeks ago it needed a new bumper new rear quarter and new boot door they wrote it off has a uneconomical repair. they said insurances will only go upto 70% of the vhiecals value in a repair any more then its insurance a write off. he said he got the cost of the repair on my car to £2600 which was just over book price for all that work. £1500 for a scratch on a door seems a little ott to me

That's a shame Jon. Was a tidy motor that was.

 

i know mate it went like feck aswell.

[unlacedgecko 1,467]

 

 

 

 

 

 

Car parks are private land and your insurance company will tell him to do one,check with them first jsut to make sure then tell him to go through them the money grabbing fecker..

I heard this years ago but my mate had his brand new car wiped out by a stobarts wagon last year on a B&Q car park and the claim went through without an issue.

Stobarts don't have insurance. They will have just paid the claim themselves.

Not strictly true, they will have the bare minimum third party insurance to be legal, it's just they'll cover the cost of all their claims in house. Most big hire car companies and other large organisations with hundreds of vehicles do the same..

It is strictly true. They don't have insurance. They self insure by depositing £500k with the Supreme Court, but there is no insurance policy and no insurance company.

So one of there drivers crashes on the M1 killing a bus full of people.....millions on insurance!! They just pay that out do they?

Canny believe it!!

Sounds a bit far fetched to me.

 

Why would one of the biggest haulage companies in the UK not have insurance? Lol

Because its cheaper than paying premiums on all their vehicles.

[Malt 379]

 

 

 

 

Car parks are private land and your insurance company will tell him to do one,check with them first jsut to make sure then tell him to go through them the money grabbing fecker..

I heard this years ago but my mate had his brand new car wiped out by a stobarts wagon last year on a B&Q car park and the claim went through without an issue.

Stobarts don't have insurance. They will have just paid the claim themselves.

Not strictly true, they will have the bare minimum third party insurance to be legal, it's just they'll cover the cost of all their claims in house. Most big hire car companies and other large organisations with hundreds of vehicles do the same..

It is strictly true. They don't have insurance. They self insure by depositing £500k with the Supreme Court, but there is no insurance policy and no insurance company.

If they self insure then they've got insurance.. Just looked it up, they sell insurance products as well so they must be a registered insurance provider. Either way, there is a legal requirement for all cars driven on UK roads to at least have the bare minimum cover required, even if they can afford to pay their own damages. I worked for the UK's largest hire car company, and they cover their own damages and losses and all. What they do have is a bare bones third party only policy but its never, ever been used..