hi buddy
answer to question 1: yes! i am,its a must!!!!!
answer to question 2: i am with B.A.S.C, and very happy with them!
answer to question 3: £46.00 per year,air gunning only.is a pittance to pay for the year.
finding permission is going to be hard,unless your in the know!!
try asking at local riding schools or friends and family who have horses!
having insurance wont guarantee you shooting permission,but it will help!
it shows responsible shooting,and you are responsible person!
i don't shoot at any schools,and wont ask!
also your insurance may go thro