Pet Plan Insurance

[matt1979 766]

I think on balance insurance is worth the peace of mind but it needs to go hand in hand with a decent vet you trust, as i have seen first hand how some vets are clearly swayed by how they treat the dog dependant on if the dogs is insured. I am always suspicious of vets who ask you immediately if your dog is insured, because their is definately a trend of undertaking medical work on dogs for monetary gain, just my opinion.

[Big bald beautiful 1,231]

no..but will

I put down lurcher...would it be cheap as cross bred ?

[BORDERSCOT 3,816]

I'm £34 per month for my two runners & terrier, in all I've probably had 4 claims in adding up to £2-£2.5k so it's worth it IMO rather pay small amounts per month than £800 outright, insured up to 10k per claim with regards to insuring working dogs as my vet rightly pointed out there's a difference between a dog lamping 3-4 times a week and the likes of a sheepdog working hills a gamekeepers dog or even a sniffer dog which is working 7 days a week

 

Lamping 3-4 nights a week is massively more risky than a collie working 7 days a week....has some emotional nights lamping/injuries....worked as a shepherd for a long time and seen very few injuries to speak of...had a good dog killed in 1985 when he fell 100ft off a quarry...still alive at the foot of the quarry too with his tail wagging when I got to him...died in my arms on the way home...a good dog....

[RossM 8,149]

 

I'm £34 per month for my two runners & terrier, in all I've probably had 4 claims in adding up to £2-£2.5k so it's worth it IMO rather pay small amounts per month than £800 outright, insured up to 10k per claim with regards to insuring working dogs as my vet rightly pointed out there's a difference between a dog lamping 3-4 times a week and the likes of a sheepdog working hills a gamekeepers dog or even a sniffer dog which is working 7 days a week

 

Lamping 3-4 nights a week is massively more risky than a collie working 7 days a week....has some emotional nights lamping/injuries....worked as a shepherd for a long time and seen very few injuries to speak of...had a good dog killed in 1985 when he fell 100ft off a quarry...still alive at the foot of the quarry too with his tail wagging when I got to him...died in my arms on the way home...a good dog....

Aye I know I'm not talking about risk I'm talking in regards to classed as a working dog.

[RossM 8,149]

no..but will

I put down lurcher...would it be cheap as cross bred ?

Insure as a crossbreed, young dogs cheaper to insure than older ones.

[Big bald beautiful 1,231]

crossbred is two pedigree dogs mated...but you can have mongral cover ..two or more unknown

[RossM 8,149]

crossbred is two pedigree dogs mated...but you can have mongral cover ..two or more unknown

 

Ach well.......

[Country Joe 1,411]

Im insured with petplan. my 3/4 Whippet X 1/4 Bedlington is down as a cross breed.

Dog insurance is okay if you have a serious accident for eg a broken leg where it would easily cost you a grand or more.

What annoys me is the excess they charge, Petplan is £75.

and its true when Vets know your insured its happy days.

[B.P.R 2,798]

Im insured with petplan. my 3/4 Whippet X 1/4 Bedlington is down as a cross breed.

Dog insurance is okay if you have a serious accident for eg a broken leg where it would easily cost you a grand or more.

What annoys me is the excess they charge, Petplan is £75.

and its true when Vets know your insured its happy days.

Direct line waivered the £ excess on my claim.....

 

Ive seen people use their insurance for £-100 claims... which is rediculous....

 

Its there for me... theres better policies than im on... but its a backup...should i need it...and will only get used... when i NEED it ...

[bunnyboiler 1,054]

When I got mine insured they asked what breed are they mixed or lurcher I said what's the difference she said £8 or £12 so mixed breed it was ;-)

[weasle 1,119]

Be better of just opening a savings account,and having tenner direct debited into that,unless your unlucky in a couple of years you would have enough for most things.

As soon as you mention insurance prices go up unneeded treatments blah blah

Find a good vet.

Insurance company's don't do it for the fun of it there's big money in it.

[Gaz_1989 9,539]

Be better of just opening a savings account,and having tenner direct debited into that,unless your unlucky in a couple of years you would have enough for most things.

As soon as you mention insurance prices go up unneeded treatments blah blah

Find a good vet.

Insurance company's don't do it for the fun of it there's big money in it.

£120 a year? Wouldn't cover most things mate.

[weasle 1,119]

In 2 years that's £240 in 4 £480, minus the odd 50 for a few stitches or something. Biggest bill I've had is 200.

[Gaz_1989 9,539]

In 2 years that's £240 in 4 £480, minus the odd 50 for a few stitches or something. Biggest bill I've had is 200.

Fair dos. Sounds like you've been lucky

[weasle 1,119]

I'd say if you asked around most people would have been.(if lurchers were costing that much at vets you would soon be paying extra premiums)

As I say find a good vet. One thats into working dogs I'd rather even use a horse vet than a vet doing pets.

Also depends on the person I guess, if you would want to spend 1000s to have a dog that can hardly walk around the garden,then get insurance

Just my thoughts.

Edited September 25, 2013 by weasle