First car .......Insurance help

[Buster321c 1,010]

My lad has his test tommorow , got a car only worth £500 a little run about . With no NCD , the quotes im getting back are average £8000

anyone have any links to good insurance or recomence a broker that could help Buster .

[gnasher16 31,222]

My lad has his test tommorow , got a car only worth £500 a little run about . With no NCD , the quotes im getting back are average £8000

anyone have any links to good insurance or recomence a broker that could help Buster .

 

Cant you insure the car and stick him on as a named driver

Edited November 29, 2010 by gnasher16

[Buster321c 1,010]

Im thinking that , ive been told its `fraudulent ` as im deliberatly misleading the insurer .

[ratattack 111]

My lad has his test tommorow , got a car only worth £500 a little run about . With no NCD , the quotes im getting back are average £8000

anyone have any links to good insurance or recomence a broker that could help Buster .

 

Cant you insure the car and stick him on as a named driver

 

If the kid is only a named driver he shouldn't be driving it as the only driver, that is Insurance fronting.....part of the reason quotes are so high in the first place! If he has a bump and is found to be the only driver they won't pay out. Better off getting it insured 3rd party only for a year to get some ncd under his belt, being a named driver he probably won't get ncd anyway so is false economy. Try finding an insurer that does the 10month accelerator policies.

 

Prices will depend on where you live too.

[Malt 379]

Have you tried confused.com?

 

I found Budget.com to be the cheapest for the initial year, the only thing was they kept putting the premium up more than the no claims discount, so I ended up paying more money each year even though my no claims bonus was growing. Work that one out..

 

Better off getting it insured 3rd party only for a year to get some ncd under his belt, being a named driver he probably won't get ncd anyway so is false economy. Try finding an insurer that does the 10month accelerator policies.

 

 

It was cheaper for me to get fully comprehensive than 3rd party, fire & theft. The world of insurance has gone mad..

[gnasher16 31,222]

If the kid is only a named driver he shouldn't be driving it as the only driver, that is Insurance fronting.....part of the reason quotes are so high in the first place! If he has a bump and is found to be the only driver they won't pay out. Better off getting it insured 3rd party only for a year to get some ncd under his belt, being a named driver he probably won't get ncd anyway so is false economy. Try finding an insurer that does the 10month accelerator policies.

 

Prices will depend on where you live too.

 

 

So whos to know he,s the only driver then ? unless of course he offers up the information ....surely if he had a dink and was asked if he is the only driver he could say " errr no my dad drives it mostly "

 

Feel sorry for younguns these days insurance is one of the biggest scandalous robberies going.....what other buiseness can take thousands of pounds off you without ever giving you anything back !...as far as im concerned no claims bonus should mean if you aint claimed have some money back not instead of 4000 we,ll charge you 3500.

Daylight robbery insurance.

 

3rd party only is still going to cost him bundles

Edited November 29, 2010 by gnasher16

[slingshot82 32]

What car you trying to insure?

 

Kyle

[dafydd thomas 13]

If the kid is only a named driver he shouldn't be driving it as the only driver, that is Insurance fronting.....part of the reason quotes are so high in the first place! If he has a bump and is found to be the only driver they won't pay out. Better off getting it insured 3rd party only for a year to get some ncd under his belt, being a named driver he probably won't get ncd anyway so is false economy. Try finding an insurer that does the 10month accelerator policies.

 

Prices will depend on where you live too.

 

 

So whos to know he,s the only driver then ? unless of course he offers up the information ....surely if he had a dink and was asked if he is the only driver he could say " errr no my dad drives it mostly "

 

Feel sorry for younguns these days insurance is one of the biggest scandalous robberies going.....what other buiseness can take thousands of pounds off you without ever giving you anything back !...as far as im concerned no claims bonus should mean if you aint claimed have some money back not instead of 4000 we,ll charge you 3500.

Daylight robbery insurance.

 

3rd party only is still going to cost him bundles

good replies mate you have to use youre head these days

[Buster321c 1,010]

What car you trying to insure?

 

Kyle

 

 

W reg 1 ltr 3 door corsa trip . Aboslutly bog standard , it did have alloys but he took em off to get the insurance down

[bradaz2009 9]

corsa dear to insure tell him to do pass plus 25% off

[Buster321c 1,010]

Thats on the cards already mate

 

Are you bradders from up cosley way by any chance ?

[#1poacher 8]

go compare compare the market .com confused .com and pref buy a ford or vauxhall and get a pass+

Edited November 29, 2010 by #1poacher

[TOPPER 1,809]

our kids are both insured with quin direct the girl drives a fiesta 1.9 deisel insureance £640 the boy has a pug 19 derv his is £750

[just jack 998]

have you got the car in the lads name craig or yours?

[Buster321c 1,010]

have you got the car in the lads name craig or yours?

 

 

Its in his mate. When i brought it i did`nt give it a thought , just gave him the log book to send off .