Rez 4,961 Posted February 28, 2015 Report Share Posted February 28, 2015 The mrs says to me this evening about getting my rifles insured on her home insurance... whats the deal with this if anyone knows? Is it specialist even though there not technically a firearm? I have about £2500 worth of equipment and such and would be rather annoyed if it was to go missing one day while Im out. Do we just add it onto the laptops, iPad and so on? Any help, advice or thoughts would be much appreciated. 1 Quote Link to post
treecreeper 1,136 Posted February 28, 2015 Report Share Posted February 28, 2015 mine just states any single item only has to be notified if its worth more than 2 grand Quote Link to post
Rez 4,961 Posted February 28, 2015 Author Report Share Posted February 28, 2015 So one thing has to be worth more than 2k to be insured on your home insurance?! Quote Link to post
villaman 9,982 Posted February 28, 2015 Report Share Posted February 28, 2015 Mine are covered under my home insurance ,inside and outside up to £3500 Quote Link to post
treecreeper 1,136 Posted February 28, 2015 Report Share Posted February 28, 2015 So one thing has to be worth more than 2k to be insured on your home insurance?! no everythings covered you just have to list any single items worth more than 2 gs Quote Link to post
secretagentmole 1,701 Posted February 28, 2015 Report Share Posted February 28, 2015 I thought this was an advert for a new store........... Quote Link to post
moxy 617 Posted February 28, 2015 Report Share Posted February 28, 2015 Be very careful how you list them if that's case. Insurance company's are no more than slimy snakes. I would get it in written confirmation from them as to what they accept as safe and secure storage for a firearm. And or if they accept that an airgun is in their terms classed as a firearm. The minuet you neglect to declare that your added window/door locks or alarm system wasn't on or in place at the time of a burglary then watch the feckers wriggle. Buy a gun cabinet and make sure it's out of sight and secure. For your piece of mind and to their requirements. Quote Link to post
bigmac 97kt 13,836 Posted February 28, 2015 Report Share Posted February 28, 2015 The mrs says to me this evening about getting my rifles insured on her home insurance... whats the deal with this if anyone knows? Is it specialist even though there not technically a firearm? I have about £2500 worth of equipment and such and would be rather annoyed if it was to go missing one day while Im out. Do we just add it onto the laptops, iPad and so on? Any help, advice or thoughts would be much appreciated. Let me no when your going out :laugh: :tongue2: atvbmac :thumbs: 3 Quote Link to post
Dr B 186 Posted February 28, 2015 Report Share Posted February 28, 2015 Timmytree has it right. I was burgled a few years ago, luckily no guns taken. But had to prove i owned the laptops that were. Insurance was very good actually. My insurance means I only have to declare individual items over £4000. Everything else covered on generic contents insurance. But take pictures, have serial numbers etc. Quote Link to post
mattybugeye 885 Posted March 1, 2015 Report Share Posted March 1, 2015 The mrs says to me this evening about getting my rifles insured on her home insurance... whats the deal with this if anyone knows? Is it specialist even though there not technically a firearm? I have about £2500 worth of equipment and such and would be rather annoyed if it was to go missing one day while Im out. Do we just add it onto the laptops, iPad and so on? Any help, advice or thoughts would be much appreciated. Let me no when your going out :laugh: :tongue2: atvbmac :thumbs: Beat me too it lol Quote Link to post
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