just another way of getting money out of the working classes. total waste of time,some of the questions a two year old could answer. building contractors have it all now their own way. we have to insure ourselves,get our own puplic liability,produce safety cards,risk assestments, have retentions of moneys held of us. i hope the greedy b,s have got caught well with the recession and the price of land falling. they sucked the profits in bigtime when property rose 3 to 4 times in value, didnt pay thier tradesmen much extra though