The one 8,593 Posted October 31, 2015 Report Share Posted October 31, 2015 We get to do a fair amount of driving I stick to mostly on the campus , but theres loads on offer driving up and down to the borders , church parades ect ,Its usually okay but in the last few months a driver ran a mini bus into a queue of traffic , and another one had a argument with a bollard the vans going to need a few quids worth of repairs , Then a student didn't stop at a give way and took out or skoda on the passenger side . What bothers me apart from a student sitting it transit trying to sue you , When you renew your insurance now it asks have you been involved in a ACCIDENT in the last five years ? so even if its no your fault it can affect you and put your insurance up ?. Quote Link to post Share on other sites
dodger 3,590 Posted October 31, 2015 Report Share Posted October 31, 2015 We get to do a fair amount of driving I stick to mostly on the campus , but theres loads on offer driving up and down to the borders , church parades ect ,Its usually okay but in the last few months a driver ran a mini bus into a queue of traffic , and another one had a argument with a bollard the vans going to need a few quids worth of repairs , Then a student didn't stop at a give way and took out or skoda on the passenger side . What bothers me apart from a student sitting it transit trying to sue you , When you renew your insurance now it asks have you been involved in a ACCIDENT in the last five years ? so even if its no your fault it can affect you and put your insurance up ?. It shouldn't be to much of a problem if it happens the once and it's not your fault but if the same sort of thing happens again within a few years even if again not your fault then they class you as high risk n put your insurance up.. Quote Link to post Share on other sites
nans pat 2,575 Posted October 31, 2015 Report Share Posted October 31, 2015 its still classed as an accident,put mine up and yer man who hit me was done for drink driving, Quote Link to post Share on other sites
dodger 3,590 Posted October 31, 2015 Report Share Posted October 31, 2015 its still classed as an accident,put mine up and yer man who hit me was done for drink driving, Shit that pal.. Quote Link to post Share on other sites
P5HEN 168 Posted October 31, 2015 Report Share Posted October 31, 2015 Insurance and all the no claims is a load of gentleman veg! My old mans increased this year to nearly double to what it was, he does 1-2000 mile a year if that, not one claim,same motor and they still put it up, he just went online n got a new policy! Quote Link to post Share on other sites
walshie 2,804 Posted October 31, 2015 Report Share Posted October 31, 2015 Trouble is it's all on a national database so even if you say no, they know the truth. Quote Link to post Share on other sites
j j m 6,626 Posted October 31, 2015 Report Share Posted October 31, 2015 you have to be very carefull what you say these days when applying for insurance Quote Link to post Share on other sites
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