blackdug 90 Posted July 4, 2012 Report Share Posted July 4, 2012 I use tesco. ,,I also put them down as pets not workers......if you really work your dogs then iinsurance is a must in my books Quote Link to post Share on other sites
scothunter 12,609 Posted July 4, 2012 Report Share Posted July 4, 2012 My sisters with tescos she says it's a spot on policy. No arguments and she has claimed a few times. Also unlike some policies, she does not have to claim back. I just stuck cash away in a jar myself. Hate insurance a f*****g organised racket. Quote Link to post Share on other sites
paulus 26 Posted July 4, 2012 Report Share Posted July 4, 2012 My sisters with tescos she says it's a spot on policy. No arguments and she has claimed a few times. Also unlike some policies, she does not have to claim back. I just stuck cash away in a jar myself. Hate insurance a f*****g organised racket. very true, i took a dog to the vets with badly ripped leg a few months ago muscle ripped aswell, the first question they asked was have you got insurance. i says no i will pay cash, the vet phones the practice manager and im told, can only treat it the dog if i can leave a £200 deposite, luckily i had the cash on me, so i leave the dog and go back later to pick him up, the receptionist say she needs a further £90 odd quid so i paid that, went into the room to pick the dog up and the vet that did the surgery said to me ive descaled his teeth whilst he was under as the cost of the surgery was over the top fook local vets in future i only used them as they were the closest to where the acident happened. Quote Link to post Share on other sites
scothunter 12,609 Posted July 4, 2012 Report Share Posted July 4, 2012 Same with me mate, took a pup with a broken back leg few year back. Wouldt even look at it, till they knew I had cash. Which I did, cause, I knew I'd be shelling out for X-rays . Went back in next day, they said it needs an operation, which will cost 500 , immediately said , obviously you need to think of the cost sir without insurance, Abd your concern if it will run again. I was like getting it pts is not an option ( only had it two days) then I shit you not he said we can take the leg off for 200. Aye well that will pay heed to my concern of it ever f*****g running again eh! I said do the op, and I'll find it a home. Reason cause I was gonna have to keep it for 2month in a cage with a metal frame work on its leg. I couldn't be f****d with that. Time I got home, the practise manager wife called me, and asked if she could take it. Aye if you pick up the bill. Oh of course i will. Congratulations on your new dog hen lol Quote Link to post Share on other sites
paulus 26 Posted July 4, 2012 Report Share Posted July 4, 2012 Same with me mate, took a pup with a broken back leg few year back. Wouldt even look at it, till they knew I had cash. Which I did, cause, I knew I'd be shelling out for X-rays . Went back in next day, they said it needs an operation, which will cost 500 , immediately said , obviously you need to think of the cost sir without insurance, Abd your concern if it will run again. I was like getting it pts is not an option ( only had it two days) then I shit you not he said we can take the leg off for 200. Aye well that will pay heed to my concern of it ever f*****g running again eh! I said do the op, and I'll find it a home. Reason cause I was gonna have to keep it for 2month in a cage with a metal frame work on its leg. I couldn't be f****d with that. Time I got home, the practise manager wife called me, and asked if she could take it. Aye if you pick up the bill. Oh of course i will. Congratulations on your new dog hen lol same happened to a mate of mine. he told them he couldnt afford it (brocken leg in a pup) they rang him and said if he would give his consent a charity would pay for it and rehome it. hence my hostility on the thread the other day about that lurcher allegedly thrown from a horse box Quote Link to post Share on other sites
Westy76 546 Posted July 4, 2012 Report Share Posted July 4, 2012 I use tesco. ,,I also put them down as pets not workers......if you really work your dogs then iinsurance is a must in my books cheers,do you put them as lurchers or mixed breeds?? Quote Link to post Share on other sites
blackdug 90 Posted July 10, 2012 Report Share Posted July 10, 2012 Sorry I never answered you....I put them down as lurchers as my brother works insurance and reckons never lie about there breeding as they will look for any excuse not to pay out if it gets costly for them,,,,,it is nigh on impossible for them to prove you work your dogs ,,,,my bro reckons that dog insurance is not a big money spinner for his company but they have to do it as a lot of customers use one insurance company's for everything (car,house,etc) and he reckons some one like me is there worst nightmare,,,as 95 percent of dogs in the uk never go further than the end of there owners garden!!!..for sure if you work your dogs you need insurance as I have seen some whopping injurys over the years......I will never run my dogs on land I have not walked and try to keep them on land that they know well but you can only do so much for them ,,,,all the best Quote Link to post Share on other sites
Big Hock 0 Posted July 11, 2012 Report Share Posted July 11, 2012 I'm thinking about insurance but my premium seems so high and a mate told me its cause I live in London. What premiums are you paying with animal friendly? and what what post code? I have a Lurcher, Rotty and STaffy. Dave Quote Link to post Share on other sites
Guest cookiemonsterandmerlin Posted July 11, 2012 Report Share Posted July 11, 2012 I have never bothered with insurance and not knocking anybody who does ,but this what I have done for last 14 years. I have 4 dogs most of the time currently only 2 but have if you have the income to pay a insurance then instead save that money in instant access ISA . Roughly its £10 a month per dog so for me I have been lucky to not have any cause other than the standard vets bills so in that accout now is 7 grand that is my money not dwindled into the insurance firms pot. So you end up with a backup fund over time the answer is really how much do you claim I guess very little. And I have always had the opinion if one my dogs had the need to have 3 grand because it fractured a leg I would have it put down harsh I know and some might not agree with me. A injured dog and cost to fix to keeping a cracking worker in retirement you just to be senseable about the quality of the dogs life after and the cost. ATB Cookie 1 Quote Link to post Share on other sites
paulus 26 Posted July 11, 2012 Report Share Posted July 11, 2012 I have never bothered with insurance and not knocking anybody who does ,but this what I have done for last 14 years. I have 4 dogs most of the time currently only 2 but have if you have the income to pay a insurance then instead save that money in instant access ISA . Roughly its £10 a month per dog so for me I have been lucky to not have any cause other than the standard vets bills so in that accout now is 7 grand that is my money not dwindled into the insurance firms pot. So you end up with a backup fund over time the answer is really how much do you claim I guess very little. And I have always had the opinion if one my dogs had the need to have 3 grand because it fractured a leg I would have it put down harsh I know and some might not agree with me. A injured dog and cost to fix to keeping a cracking worker in retirement you just to be senseable about the quality of the dogs life after and the cost. ATB Cookie fook me we agree on something if i added up all the vet bills ive paid over the years and compared them to what insurance would have cost for the same period i would be quids in by £1000`s Quote Link to post Share on other sites
whippet 99 2,613 Posted July 11, 2012 Report Share Posted July 11, 2012 only somebody with alot of money wouldnt insure a dog , ive had adder bite and lumps removed and only got pay £100 excess. with argos and they have been as good as gold. last year had bill for £1500 , no questions asked ,they paid and i made a few bob on that aswell. happy days , highly recomendid. as stated never say there working dogs i pay £16 a month for two Quote Link to post Share on other sites
whippet 99 2,613 Posted July 11, 2012 Report Share Posted July 11, 2012 I have never bothered with insurance and not knocking anybody who does ,but this what I have done for last 14 years. I have 4 dogs most of the time currently only 2 but have if you have the income to pay a insurance then instead save that money in instant access ISA . Roughly its £10 a month per dog so for me I have been lucky to not have any cause other than the standard vets bills so in that accout now is 7 grand that is my money not dwindled into the insurance firms pot. So you end up with a backup fund over time the answer is really how much do you claim I guess very little. And I have always had the opinion if one my dogs had the need to have 3 grand because it fractured a leg I would have it put down harsh I know and some might not agree with me. A injured dog and cost to fix to keeping a cracking worker in retirement you just to be senseable about the quality of the dogs life after and the cost. ATB Cookie i agree mate anything to serious i would have it put down , never thought of doing it this way , but im definately quids up on the insurance people Quote Link to post Share on other sites
Animal Friends 0 Posted July 11, 2012 Report Share Posted July 11, 2012 Hi, We have noticed a number of comments in this thread relating to working/hunting dogs that discuss the use of Insurance through Animal Friends. We would like to iterate that Animal Friends does not insure working/hunting dogs and should we establish that an insured dog is used for this or any related purpose this will void the insurance immediately. Where an effort has been made to hide material facts such matters will be considered as an attempt of fraud and Animal Friends will pursue cases where a fraudulent claim has been made. If you require further information about Animal Friends or our policies please visit our website Animal Friends. Kind regards, Animal Friends Insurance Quote Link to post Share on other sites
MoChara 1,632 Posted July 11, 2012 Report Share Posted July 11, 2012 I've got my runners through animal friends insurance, tell them it's a pet not a worker though UH OH 1 Quote Link to post Share on other sites
Born Hunter 17,909 Posted July 11, 2012 Report Share Posted July 11, 2012 Hi, We have noticed a number of comments in this thread relating to working/hunting dogs that discuss the use of Insurance through Animal Friends. We would like to iterate that Animal Friends does not insure working/hunting dogs and should we establish that an insured dog is used for this or any related purpose this will void the insurance immediately. Where an effort has been made to hide material facts such matters will be considered as an attempt of fraud and Animal Friends will pursue cases where a fraudulent claim has been made. If you require further information about Animal Friends or our policies please visit our website Animal Friends. Kind regards, Animal Friends Insurance Can you please explain the legal definition of a "working/hunting dog"? If a pet dog chases a squirrel and breaks it's leg while out for a sunday morning walk in the local park would the dog be covered? Quote Link to post Share on other sites
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