PlasticJock 539 Posted June 18, 2012 Report Share Posted June 18, 2012 Excuse my grammar btw on phone and for done reason I can't edit my posts now , So am I and neither can I Yeah politicians have a lot to answer for, I think by the time they've got to where they are they've done that many 'favours' they are effectively blackmailed. 1 Quote Link to post Share on other sites
foxfan 479 Posted June 18, 2012 Author Report Share Posted June 18, 2012 Agreed wilf. It's ak very well saying f**k them don't pay this or tell them to go f**k themselfs. However people have commitments. I agree it's not ideal and a lot of unfairness, but what's the alternative living like commies? We all know that's a pile of shit and more dangerous than the infrastructure we live in. Capitalism is what I've been brought up in, it works maybe not entirely fairly, but it does work. I agree the ordinary bloke has commitments and there are not many ways out for him....that's just how it is. Not fair but then life's not fair mate, there's no better system than capitalism yet invented.....it gives everyone an equal chance to do something......if you have the will, the brains, the work ethic and a lot of luck then the sky is the limit. To be honest it boils my piss seeing suedo socialists saying blokes taking full advantage of the system and earning a lot of money are immoral.....good luck to them I say, I don't envy the likes of Bill Gates or Fred Goodwin.....they knew their industry and took full advantage......good luck to them. Capitalism, brilliant, i'm all for it. But we dont have real capitalism, it's a rigged game. If we had real capitalism the banks would be allowed to fail, then competitors would move in and make a better job of it . . or fail etc, etc As it is the profits are privatised and the losses are socialized, that aint capitalism. 6 Quote Link to post Share on other sites
staffs riffraff 1,068 Posted June 18, 2012 Report Share Posted June 18, 2012 capitalism is by far the best way to run a society but corruption and too much power in too few hands is bad where they can effect the lives of millions without them people giving him the power to make them decisions and them decisions are all selfish decisions but we capitalism does work but someone said its the too big to fail notion thats undermined it along with fractional reserve banking. IE murdoch no person/group or whatever collective organisation should have that much power when it comes to influincing people and shaping society, isnt there a regulatory body to stop too much power going to one organisation ? so how can murdoch own so much of the media ? and wilf i say fair play to anyone that works hard and earns as much money as they can and shouldnt be taxed ridiculous amounts but should pay a fair amount as its that country that has/is provided education infastructure law and order and a freedom of sorts to make that money but when they gain undue power that aint right and comparing a builder or say a tree surgeon small company one man band whatever to large multi nationals who cutting down square miles of forrest a day or using a couple ton of aggregates a day to international mining companies that is a wierd way to look at it but i get what your trying to say. And scot very few want no government and every thing that comes from that but we only think we live in a democracy as we compare ourselves to countries like iraq under sadam or Russia under stalin we just vote for which c**ts we want to make whatever decisions suit themselves and their ilk and as long as the majority are getting enough crumbs to feed off and save some or sell some the majority dont give a shit 2 Quote Link to post Share on other sites
staffs riffraff 1,068 Posted June 19, 2012 Report Share Posted June 19, 2012 Agreed wilf. It's ak very well saying f**k them don't pay this or tell them to go f**k themselfs. However people have commitments. I agree it's not ideal and a lot of unfairness, but what's the alternative living like commies? We all know that's a pile of shit and more dangerous than the infrastructure we live in. Capitalism is what I've been brought up in, it works maybe not entirely fairly, but it does work. I agree the ordinary bloke has commitments and there are not many ways out for him....that's just how it is. Not fair but then life's not fair mate, there's no better system than capitalism yet invented.....it gives everyone an equal chance to do something......if you have the will, the brains, the work ethic and a lot of luck then the sky is the limit. To be honest it boils my piss seeing suedo socialists saying blokes taking full advantage of the system and earning a lot of money are immoral.....good luck to them I say, I don't envy the likes of Bill Gates or Fred Goodwin.....they knew their industry and took full advantage......good luck to them. Capitalism, brilliant, i'm all for it. But we dont have real capitalism, it's a rigged game. If we had real capitalism the banks would be allowed to fail, then competitors would move in and make a better job of it . . or fail etc, etc As it is the profits are privatised and the losses are socialized, that aint capitalism. beat me to it lol was just yping something similar.if it was people defaulting on mortgages and loans that suposedly started this so called crisis then why wasnt all them billions given to get them people back up to date and sufficently infront with there mortgages, loans at the same interest and including any admin fees that the government has to pay(as PJ said why the hell do we pay interest for our own money only a imbecile would think thats ok)then the banks would still get the money it would of helped the people that were loosing there homes it would of stabalised the housing market and that would along with people not paying huge interest fees for loans and missed payments the economy would of boomed but no we cant do that can we as the fictional money on computer screens needs making somehow and if it only exists on a computer between the banks they cant help each other so we have to pay for them 1 Quote Link to post Share on other sites
baw 4,360 Posted June 19, 2012 Report Share Posted June 19, 2012 All this nonsense about banks controlling everything is just that, nonsense. Who cares who controls what? Some c**t controls us, does it really matter if it's a bunch of inbreeds? We are used to get ruled by inbreeds anyway as for the guy who lost his house cos his business went tits up, is that the banks fault? You borrowed their/ower money and couldn't afford to pay it back. Shit happens. If you'd made your company limited I'm sure there would have been a different outcome. To live a normal easy life you need a bank account. As for brown nosing Gordon brown, wasn't he the clown who sold our gold at a knock down price? Aye fabulous :rollseyes: Quote Link to post Share on other sites
Caprelous 217 Posted June 19, 2012 Report Share Posted June 19, 2012 (edited) All this nonsense about banks controlling everything is just that, nonsense. Who cares who controls what? Some c**t controls us, does it really matter if it's a bunch of inbreeds? We are used to get ruled by inbreeds anyway as for the guy who lost his house cos his business went tits up, is that the banks fault? You borrowed their/ower money and couldn't afford to pay it back. Shit happens. If you'd made your company limited I'm sure there would have been a different outcome. To live a normal easy life you need a bank account. As for brown nosing Gordon brown, wasn't he the clown who sold our gold at a knock down price? Aye fabulous :rollseyes: All this nonsense about banks controlling everything is just that, nonsense. Who cares who controls what? Some c**t controls us, does it really matter if it's a bunch of inbreeds? We are used to get ruled by inbreeds anyway as for the guy who lost his house cos his business went tits up, is that the banks fault? You borrowed their/ower money and couldn't afford to pay it back. Shit happens. If you'd made your company limited I'm sure there would have been a different outcome. To live a normal easy life you need a bank account. As for brown nosing Gordon brown, wasn't he the clown who sold our gold at a knock down price? Aye fabulous :rollseyes: Interesting Comments BAW But obviously you dont see the broader picture, guys like myself employed the likes of yourself who in turn puts you in a position to pay your mortgage as the system stands. Now if the banks keep doing these tricks to entrepreneurial individuals it wont be to long before the likes of me dont bother anymore and where is that going to leave your goodself paying your mortgage. Probably in the same position as those who employ me thinks. When I borrowed the money and signed the agreement it was 20 years previous with low interest rates a bit like they are now but in small print in the contract it said pay 2% over current base, but 20 years later current base was standing at 16% compounded and I no longer had in my possesion that overdraft agreement. A bit like when you leave school and sign for a babk account and they say why your here you may as well sign this provision for an overdraft you might not need it but its there if you do, so you sign it thinking its the norm and its forgot about. Ohh no its not I can assure you your stuffed and thats how your got good style. Now that tots up pretty damm quick when theirs a reccesion on and no work comes in a bit like it is now but contracts stand and ignorance of interpretation is no excuse in law the banks are covered irrespective of whose fault it is or what happens in the country. Edited June 19, 2012 by Caprelous Quote Link to post Share on other sites
baw 4,360 Posted June 19, 2012 Report Share Posted June 19, 2012 First of all, you shouldn't assume everyone on here works for someone like you. I've been self-employed for more years than I care to mention. Secondly, you borrowed money and still owed it 20 years later and you blame the system? That's like a buglarer getting caught, getting 6 months in our queens finest, coming out and blaming the system cos he can't get employment cos of his criminal record. It would be great to blame others for our own failings but at the end of the day, we can all pin point where we went wrong. You blame the interest rate if it makes you feel better but deep down you know the real reason your company failed. I feel sorry for your children, you have managed to brainwash your whole family into this charade. Quote Link to post Share on other sites
Caprelous 217 Posted June 19, 2012 Report Share Posted June 19, 2012 Dont feel sorry for my children they are fine my sons a consultant Design engineer he also was on the design team for specialised hip replacement surgery and now works in alternative energy where hes head of department makes more money than i ever did. you feel sorry for him mate hes done well Does he have a bank account ? Naggggh not on your life and neither does he need to borrow money. Cheers Stu Quote Link to post Share on other sites
baw 4,360 Posted June 19, 2012 Report Share Posted June 19, 2012 That's the way it should be stu and I'm genuinely pleased for him. I love to hear folk doing well. But, some folk do need to borrow money from time to time. Now if they follow the rules of the agreement, nothing bad will happen. If they don't, it's no ones fault but theirs. The banks don't trick you, it's there in black and white. If you don't read it or understand, it's your own fault. You seem to think the bank should have just thrown money at your company when it was failing. It's doing the likes of that which has got us in this mess in the first place. Shall I blame the likes of you for our problems or the banks who allowed it to happen? Quote Link to post Share on other sites
Malt 379 Posted June 19, 2012 Report Share Posted June 19, 2012 All this nonsense about banks controlling everything is just that, nonsense. Who cares who controls what? Some c**t controls us, does it really matter if it's a bunch of inbreeds? We are used to get ruled by inbreeds anyway as for the guy who lost his house cos his business went tits up, is that the banks fault? You borrowed their/ower money and couldn't afford to pay it back. Shit happens. If you'd made your company limited I'm sure there would have been a different outcome. To live a normal easy life you need a bank account. As for brown nosing Gordon brown, wasn't he the clown who sold our gold at a knock down price? Aye fabulous :rollseyes: Typial Baw, dive right into a conversation and selectively pick out what points you can to cause an argument.. No ones brown nosing Brown, but the fact remains that if it wasn't for him we'd be in the euro so he should be credited when there's some due... Quote Link to post Share on other sites
baw 4,360 Posted June 19, 2012 Report Share Posted June 19, 2012 I prefer to call it debating I think making us poorer by selling the gold was a huge clanger though malt. What was that euro document the slimeball wouldn't sign with the rest but sneaked in and signed it alone? Aye was a class act Quote Link to post Share on other sites
Caprelous 217 Posted June 19, 2012 Report Share Posted June 19, 2012 (edited) I have to disagree with you on numerous aspects about banks not tricking you. They even tried to claim my wifes pension as security and my wife had nothing to do with my business whatsoever. That judgement to return her pension stands on record with the financial Ombudsman and a Court ordered its return so dont tell me about agreements and the rights of what banks can do. My business failed yes it failed due to a recession 25 years ago when you could not give property away people could not obtain mortgages to purchase just like it is now, but when building commenced and agreement made to borrow it was a viable proposition. Not through any fault of mine as I had worked hard along with others I had produced the commodity but could not sell as no money was available to house purchases just like it is now . So I can only conclude from that its my fault totally for being so foolish in the first place not realizing that the banks 3 years down the line would withdraw financial means to jo public to purchase my commodity. Yes I failed but I see it all hapenning again to Builders now who in good faith borrowed money when it was viable but through no fault of theres they are now going to the wall. Its History repeating itself once more only this time I am not in the system. This is also happenning to other industries and you only need to look around and see how good businesses have failed through the banks not making money available to the consumer ( not the business if the consumer had the money to spend the busineses would still be going), shops are going bust boarded up on the high street etc etc. Banks are not there for anyone to prosper other than themselves in fact history shows they deliberately create debt and insure the loss with companies reposses sell of to there own at knock down prices and claim losses from the insured company its a perfect viable system so they dont loose. You are not going to convince me otherwise as its a 20 year cycle history shows it. Cheers stu Edited June 19, 2012 by Caprelous Quote Link to post Share on other sites
WILF 48,976 Posted June 19, 2012 Report Share Posted June 19, 2012 I don't think we can give one eyed Gordon too much credit.....he was unpopular anyway and like all politicians he never had the bottle to call a referendum on the Europe question......they all know we would reject it. It just so happens that we didn't sign up under his watch.....but it could have been anyone Quote Link to post Share on other sites
Malt 379 Posted June 19, 2012 Report Share Posted June 19, 2012 I prefer to call it debating I think making us poorer by selling the gold was a huge clanger though malt. What was that euro document the slimeball wouldn't sign with the rest but sneaked in and signed it alone? Aye was a class act No ones saying he was mr wonderful and done everything right, far from it or are you missing that point on purpose? Are you glad you're not not using euros and having your finances dictated by the rest of Europe? If so there's only one person to thank for it... Quote Link to post Share on other sites
Malt 379 Posted June 19, 2012 Report Share Posted June 19, 2012 I don't think we can give one eyed Gordon too much credit.....he was unpopular anyway and like all politicians he never had the bottle to call a referendum on the Europe question......they all know we would reject it. It just so happens that we didn't sign up under his watch.....but it could have been anyone Wilf, I'm talking about him during his stint as chancellor. Blair wanted us in the euro but he put the brakes on it.. Quote Link to post Share on other sites
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