Multi-car policy?

[Pewit 971]

I'm buying a second motor and looking at the best way to insure it. Is it better to go with two separate policies or amulti-car policies much cheaper? I'm with Esure and it doesn't look like they do the latter.

[Pewit 971]

*are

[Stavross 18,573]

Me and the missus have a multi car policy with Admiral, we have her car and my van on business insurance and it’s a chunk cheaper than insuring them separately 

[Pewit 971]

12 minutes ago, Stavross said:

Me and the missus have a multi car policy with Admiral, we have her car and my van on business insurance and it’s a chunk cheaper than insuring them separately 

Is that because it's business insurance or because it's a multi-car policy?

[Stavross 18,573]

Because it’s multi car, before I had the van we both had cars on the same policy 

[Pewit 971]

10 minutes ago, Stavross said:

Because it’s multi car, before I had the van we both had cars on the same policy 

I've just ran a quote with Admiral and it's quoting me £1600 for both cars, I'll get it cheaper than that separately I should imagine.

[Stavross 18,573]

I would of thought so, my missus sorts ours out, she never does an online quote, she just rings them, last time it was due they sent the renewal and it had almost doubled, so she rang them and I think it ended up being around £650 for both, that was for a van that’s worth about 6k and her car which at the time was new and was 53k, both of us insured fully comp on both vehicles, I didn’t think that was too bad at all

[Pewit 971]

2 minutes ago, Stavross said:

I would of thought so, my missus sorts ours out, she never does an online quote, she just rings them, last time it was due they sent the renewal and it had almost doubled, so she rang them and I think it ended up being around £650 for both, that was for a van that’s worth about 6k and her car which at the time was new and was 53k, both of us insured fully comp on both vehicles, I didn’t think that was too bad at all

Stuff knows what's wrong, I've got 19 years NCB with a clean license.

[Stavross 18,573]

Probably worth doing separate quotes then ringing a company that does multi car and seeing what they can offer, I know insurance has gone up a lot but that seems a lot to pay if you have 19 years NCB

[Pewit 971]

5 minutes ago, Stavross said:

Probably worth doing separate quotes then ringing a company that does multi car and seeing what they can offer, I know insurance has gone up a lot but that seems a lot to pay if you have 19 years NCB

I've added our lass & my old man as last quote with him added it reduced the price. As you say though it's gone up this year, this is the only year where mine has gone up 

[mC HULL 16,263]

my insurance lets me drive any car that has insurance 

[Chid 6,816]

38 minutes ago, mC HULL said:

my insurance lets me drive any car that has insurance 

Most fully comp policies do , although your normally only covered 3rd party on the other cars 

[mC HULL 16,263]

32 minutes ago, Chid said:

Most fully comp policies do , although your normally only covered 3rd party on the other cars 

yes that’s how mine is i’m fully comp but 3rd party on others cars 

[Greyman 32,199]

12 hours ago, Pewit said:

I'm buying a second motor and looking at the best way to insure it. Is it better to go with two separate policies or amulti-car policies much cheaper? I'm with Esure and it doesn't look like they do the latter.

Mate walk into a broker that has real live people sat at desks and bang out a deal all this online shite is just because people are to lazy or detached to bother and the company’s know this I pay less than £300 for my car fully comp a year 

[mC HULL 16,263]

8 minutes ago, Greyman said:

Mate walk into a broker that has real live people sat at desks and bang out a deal all this online shite is just because people are to lazy or detached to bother and the company’s know this I pay less than £300 for my car fully comp a year 

with trade policy’s and bans i’ve never been below a grand lol few year ago i was 3800 a year