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At the end of the day im a relatively easy person to get along with, if he returns the 400 i will forget all about it, if he doesnt then i will be a very expensive thorn in his side until he returns t

There's only one thing you can do if you REALLY want something back! And that's violence.   I know you're more than likely have already thought about that and you're looking for other options but I

would they not of canceled your policy as soon as he took the money back? and if it was 3 months later you wouldnt owe them the full 12 months insurance they would of took out 3 months maybe even 4 a

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