most people would like to work after 65 years of age

[runforyourlife 361]

"if you are at uni and don't get a job untill you are in your twentys will you be expected to work when you are 70 +"

 

Yes, my generation no doubt will be working far longer than you, and without a pension. Also my generation pays more to live, can't buy houses, can't get any finance/mortgage and many can't get jobs. So sorry if I don't shed a tear for your plight of being a manual worker who pays tax. If its really about that, no offence but manual work doesn't generally pay as well, so you probably won't have paid as much in those 50 years as someone on a decent salary pays in 5.

 

Sorry, just sick of people complaining when your generation have had it very easy indeed.

 

 

 

Are you haing a laugh, i have never heard as much crap in all my life, lol.... You have it easier than ever.. You couldnt work down the mines! It would kill most of the young lads today. And how do you know anything about days gone by and the living! It proves a massive point on here. Young ones telling the older generation how to hunt and which dogs are best. And now your doing it on living, with no experience under your belt at all! And as for manual work doesnt pay well, what a load of nonsense...

[hily 380]

valid piont on house prices NO houses like all things have gone up in value the irony is that ratreeper will get his share at the end of the day (thats if HM GOV. don't get it for careing for mum and dad)Back to my first post a Gov minister says most would like to work on after the reach 65 anyone like to run a poll on this because i don't know anyone who thinks that way or is the ministers advisers on the ball and have got it right.

[runforyourlife 361]

And i dont even know why your arguing or even debating this with su7ch a short sighted youngster! I have one sat upstairs now! He is 22yrs old and a lazy f****r! knows everything about everything but really knows f**k all. Only talks when he wants to go out and get wrecked! Ok i employ him, and he only works mornings. Most of these lads wont be able to get a morgage, granted, ask them if they give a shit! do they bolloxs, they have it easy. live at there parents house, get fed, cloths washed, beds made.. My wife relly does my head in when it comes to this! Why the f**k are you doing that for him! I know but i feel bad! does he feel bad when he comes in smashed out of his head at b*****d 5am! No so why should you! I cannot beleive the bullshit this young man has come out with! This is a real touchy subject for me!!!

[Ideation 8,217]

"if you are at uni and don't get a job untill you are in your twentys will you be expected to work when you are 70 +"

 

Yes, my generation no doubt will be working far longer than you, and without a pension. Also my generation pays more to live, can't buy houses, can't get any finance/mortgage and many can't get jobs. So sorry if I don't shed a tear for your plight of being a manual worker who pays tax. If its really about that, no offence but manual work doesn't generally pay as well, so you probably won't have paid as much in those 50 years as someone on a decent salary pays in 5.

 

Sorry, just sick of people complaining when your generation have had it very easy indeed.

 

 

Very good...

 

Do you realise how daft it sounds moaning about having to pay more for the cost of living these days when the wages have more than gone up in proportion to make up for it? Despite the current economic situation, the general public's quality of life is much better now than it was when I was growing up...

 

I don't know how you can say that anybody who can remember living through the bad times of the ''s has 'had it very easy indeed.'

 

I think its a fair bet ratreeper kisses Maggies picture every night Malt Wonder what contribution to society he makes?

 

Here's an example. My dad bought his first house for less than £14k and got a mortgage with no deposit and two part-time jobs. He sold it for a profit, got another for £36 and sold that 10 years later for £150k+, now owns his house and is happily retired.

I am 23, and pay about a grand a month in tax. The average house is about £150k and you would need a minimum 10% deposit to even get a look at a mortgage. It's impossible for most people to save this amount and also afford to rent.

 

So do I think you had it easier? f*****g yes I do. It was MUCH easier to get a job, easier to get a house and less competition in general. Remember this is just my opinion before someone gets insulting, but the statistics back me up.

 

You make a valid point about the house prices granted, but try telling the millions of steelworkers, miners, fishermen, ship builders who lost their jobs that it was easier to get a job then. There are more jobs available in the UK today than there ever has been, it's just harder to get them with more competition for them.

 

It's not really a fair point. In 1970 the average u.k wage was 1,801, in 1980, it was 7,585.53, and in 2009 it was 37,580.11.

 

So if you bought a house for 14,000 in 1970, it would be worth 7.8 times the average wage.

 

But if you bought a house for 150,000 in 2009, it would be worth only 4 times the average wage.

[Malt 379]

"if you are at uni and don't get a job untill you are in your twentys will you be expected to work when you are 70 +"

 

Yes, my generation no doubt will be working far longer than you, and without a pension. Also my generation pays more to live, can't buy houses, can't get any finance/mortgage and many can't get jobs. So sorry if I don't shed a tear for your plight of being a manual worker who pays tax. If its really about that, no offence but manual work doesn't generally pay as well, so you probably won't have paid as much in those 50 years as someone on a decent salary pays in 5.

 

Sorry, just sick of people complaining when your generation have had it very easy indeed.

 

 

Very good...

 

Do you realise how daft it sounds moaning about having to pay more for the cost of living these days when the wages have more than gone up in proportion to make up for it? Despite the current economic situation, the general public's quality of life is much better now than it was when I was growing up...

 

I don't know how you can say that anybody who can remember living through the bad times of the ''s has 'had it very easy indeed.'

 

I think its a fair bet ratreeper kisses Maggies picture every night Malt Wonder what contribution to society he makes?

 

Here's an example. My dad bought his first house for less than £14k and got a mortgage with no deposit and two part-time jobs. He sold it for a profit, got another for £36 and sold that 10 years later for £150k+, now owns his house and is happily retired.

I am 23, and pay about a grand a month in tax. The average house is about £150k and you would need a minimum 10% deposit to even get a look at a mortgage. It's impossible for most people to save this amount and also afford to rent.

 

So do I think you had it easier? f*****g yes I do. It was MUCH easier to get a job, easier to get a house and less competition in general. Remember this is just my opinion before someone gets insulting, but the statistics back me up.

 

You make a valid point about the house prices granted, but try telling the millions of steelworkers, miners, fishermen, ship builders who lost their jobs that it was easier to get a job then. There are more jobs available in the UK today than there ever has been, it's just harder to get them with more competition for them.

 

It's not really a fair point. In 1970 the average u.k wage was 1,801, in 1980, it was 7,585.53, and in 2009 it was 37,580.11.

 

So if you bought a house for 14,000 in 1970, it would be worth 7.8 times the average wage.

 

But if you bought a house for 150,000 in 2009, it would be worth only 4 times the average wage.

 

That would make the current average wage £50,000 a year! I'm sure I read that it was nearer £20,000 somewhere along the line..

 

EDIT:

 

Just done some quick searching, it's £22,000 or there abouts..

[Ideation 8,217]

"if you are at uni and don't get a job untill you are in your twentys will you be expected to work when you are 70 +"

 

Yes, my generation no doubt will be working far longer than you, and without a pension. Also my generation pays more to live, can't buy houses, can't get any finance/mortgage and many can't get jobs. So sorry if I don't shed a tear for your plight of being a manual worker who pays tax. If its really about that, no offence but manual work doesn't generally pay as well, so you probably won't have paid as much in those 50 years as someone on a decent salary pays in 5.

 

Sorry, just sick of people complaining when your generation have had it very easy indeed.

 

 

Very good...

 

Do you realise how daft it sounds moaning about having to pay more for the cost of living these days when the wages have more than gone up in proportion to make up for it? Despite the current economic situation, the general public's quality of life is much better now than it was when I was growing up...

 

I don't know how you can say that anybody who can remember living through the bad times of the ''s has 'had it very easy indeed.'

 

I think its a fair bet ratreeper kisses Maggies picture every night Malt Wonder what contribution to society he makes?

 

Here's an example. My dad bought his first house for less than £14k and got a mortgage with no deposit and two part-time jobs. He sold it for a profit, got another for £36 and sold that 10 years later for £150k+, now owns his house and is happily retired.

I am 23, and pay about a grand a month in tax. The average house is about £150k and you would need a minimum 10% deposit to even get a look at a mortgage. It's impossible for most people to save this amount and also afford to rent.

 

So do I think you had it easier? f*****g yes I do. It was MUCH easier to get a job, easier to get a house and less competition in general. Remember this is just my opinion before someone gets insulting, but the statistics back me up.

 

You make a valid point about the house prices granted, but try telling the millions of steelworkers, miners, fishermen, ship builders who lost their jobs that it was easier to get a job then. There are more jobs available in the UK today than there ever has been, it's just harder to get them with more competition for them.

 

It's not really a fair point. In 1970 the average u.k wage was 1,801, in 1980, it was 7,585.53, and in 2009 it was 37,580.11.

 

So if you bought a house for 14,000 in 1970, it would be worth 7.8 times the average wage.

 

But if you bought a house for 150,000 in 2009, it would be worth only 4 times the average wage.

 

That would make the current average wage £50,000 a year! I'm sure I read that it was nearer £20,000 somewhere along the line..

 

EDIT:

 

Just done some quick searching, it's £22,000 or there abouts..

 

Don't really get what your saying mate? My point is that he said houses were so much cheaper years ago, where actually whilst they may have been cheaper, they would have actually taken longer to afford, on the average yearly wage, than the equivilant house today, despite the high price. Ya get me?

[fozzy41 9]

I don`t know who the government have been interveiwing about retiring at 70+ because i can`t wait to retire and i`m only 43 this year. I want to finish at 55, maybe 57, depends what retirment package i can get.

 

To be honest i`ve had enough of work and can think of loads to do when i do retire.

 

I had a mortgage in the late 80s, early 90s and know what it was like paying 17% interest rate.

 

fozzy

[keeper 51 78]

"if you are at uni and don't get a job untill you are in your twentys will you be expected to work when you are 70 +"

 

Yes, my generation no doubt will be working far longer than you, and without a pension. Also my generation pays more to live, can't buy houses, can't get any finance/mortgage and many can't get jobs. So sorry if I don't shed a tear for your plight of being a manual worker who pays tax. If its really about that, no offence but manual work doesn't generally pay as well, so you probably won't have paid as much in those 50 years as someone on a decent salary pays in 5.

 

Sorry, just sick of people complaining when your generation have had it very easy indeed.

 

 

Very good...

 

Do you realise how daft it sounds moaning about having to pay more for the cost of living these days when the wages have more than gone up in proportion to make up for it? Despite the current economic situation, the general public's quality of life is much better now than it was when I was growing up...

 

I don't know how you can say that anybody who can remember living through the bad times of the ''s has 'had it very easy indeed.'

 

I think its a fair bet ratreeper kisses Maggies picture every night Malt Wonder what contribution to society he makes?

 

Here's an example. My dad bought his first house for less than £14k and got a mortgage with no deposit and two part-time jobs. He sold it for a profit, got another for £36 and sold that 10 years later for £150k+, now owns his house and is happily retired.

I am 23, and pay about a grand a month in tax. The average house is about £150k and you would need a minimum 10% deposit to even get a look at a mortgage. It's impossible for most people to save this amount and also afford to rent.

 

So do I think you had it easier? f*****g yes I do. It was MUCH easier to get a job, easier to get a house and less competition in general. Remember this is just my opinion before someone gets insulting, but the statistics back me up.

 

Despite what you think ratreeper it was'nt "easier to get a job" or at least in the 's it was'nt,i brought my kids up during the Thatcher reign of terror in S.Yorks and if you could find work the wages were shite,you were literally better off on the dole and poaching game,it was that good we f....d off to Germany leaving our families to try and make ends meet,come winter back on the dole and poaching/scrap,not complaining because i learned a lot from it.

 

Now i own my own company,i employ 8 people and use contractors [im still skint] we pay a shitload of tax and get no breaks from anywhere,oh and i did own my own house,rolled the dice on it to start the company.Your first post looks like a "put down" of manual workers,plenty of whom died and grafted so you could get an education and decent job [whats up scared to tell us what you do?] maybe you should bear that in mind the next time you start feeling superior.

 

ps dont worry about it to much,being a know it all prick is part of growing up,weve all done it at some time.

 

 

not aimed at any body in particular

but if the cap fits ???

[Malt 379]

"if you are at uni and don't get a job untill you are in your twentys will you be expected to work when you are 70 +"

 

Yes, my generation no doubt will be working far longer than you, and without a pension. Also my generation pays more to live, can't buy houses, can't get any finance/mortgage and many can't get jobs. So sorry if I don't shed a tear for your plight of being a manual worker who pays tax. If its really about that, no offence but manual work doesn't generally pay as well, so you probably won't have paid as much in those 50 years as someone on a decent salary pays in 5.

 

Sorry, just sick of people complaining when your generation have had it very easy indeed.

 

 

Very good...

 

Do you realise how daft it sounds moaning about having to pay more for the cost of living these days when the wages have more than gone up in proportion to make up for it? Despite the current economic situation, the general public's quality of life is much better now than it was when I was growing up...

 

I don't know how you can say that anybody who can remember living through the bad times of the ''s has 'had it very easy indeed.'

 

I think its a fair bet ratreeper kisses Maggies picture every night Malt Wonder what contribution to society he makes?

 

Here's an example. My dad bought his first house for less than £14k and got a mortgage with no deposit and two part-time jobs. He sold it for a profit, got another for £36 and sold that 10 years later for £150k+, now owns his house and is happily retired.

I am 23, and pay about a grand a month in tax. The average house is about £150k and you would need a minimum 10% deposit to even get a look at a mortgage. It's impossible for most people to save this amount and also afford to rent.

 

So do I think you had it easier? f*****g yes I do. It was MUCH easier to get a job, easier to get a house and less competition in general. Remember this is just my opinion before someone gets insulting, but the statistics back me up.

 

You make a valid point about the house prices granted, but try telling the millions of steelworkers, miners, fishermen, ship builders who lost their jobs that it was easier to get a job then. There are more jobs available in the UK today than there ever has been, it's just harder to get them with more competition for them.

 

It's not really a fair point. In 1970 the average u.k wage was 1,801, in 1980, it was 7,585.53, and in 2009 it was 37,580.11.

 

So if you bought a house for 14,000 in 1970, it would be worth 7.8 times the average wage.

 

But if you bought a house for 150,000 in 2009, it would be worth only 4 times the average wage.

 

That would make the current average wage £50,000 a year! I'm sure I read that it was nearer £20,000 somewhere along the line..

 

EDIT:

 

Just done some quick searching, it's £22,000 or there abouts..

 

Don't really get what your saying mate? My point is that he said houses were so much cheaper years ago, where actually whilst they may have been cheaper, they would have actually taken longer to afford, on the average yearly wage, than the equivilant house today, despite the high price. Ya get me?

 

Sort of get you mate!

 

I was saying that you said modern house prices were about 4 times the average salary in 2009 @ £150,000. That figure is in fact just over 8 times the current average UK salary of £22,000. Not much different to your originally quoted 1970 (7.8 times salary) prices..

[Ideation 8,217]

Ok - i got my info from the national statistics office. . . . . .. .so not sure. But your probably right. I do know that the average wage now is falling year by year, so perhaps its HAS dropped by that much in a couple of years, but seems a lot. Either way, my point was, that while 14k for a house might seem like a walk in the park compared to 150 k a house, its bollocks due to the rising nature of wages. That make sense? The lad was trying to say that daddy had it easy buying his first house for 14k, whereas he was hard done by needing to find 150k. YA GET ME?

 

 

Also you do realise that 8 times 22,000 is 176,000, so if the average wage is 22,000, it would take just under 7 years to buy the house

[Ratreeper 441]

Was going to leave this but after a few comments I feel I have to. Here's my main point:

 

If you are complaining you 'may' have to work until 70, my generation is guaranteed to be working at least that long, without a pension and without the luxury of owning our own houses. I have not got any experience with the miners strikes, but point taken it did sound worse. Also, yes our grandparents had a lower quality of life etc but only in comparison to now, the point being you don't miss what you don't have. My first comment does read a bit arrogant, but I think I do have a valid point if you look past the 'f*****g yoof thinking he knows it all'.

 

 

(and to answer your question I work for Google, and everything I earn goes to the tax man. I don't make £50k.)

[Malt 379]

Ok - i got my info from the national statistics office. . . . . .. .so not sure. But your probably right. I do know that the average wage now is falling year by year, so perhaps its HAS dropped by that much in a couple of years, but seems a lot. Either way, my point was, that while 14k for a house might seem like a walk in the park compared to 150 k a house, its bollocks due to the rising nature of wages. That make sense? The lad was trying to say that daddy had it easy buying his first house for 14k, whereas he was hard done by needing to find 150k. YA GET ME?

 

 

Also you do realise that 8 times 22,000 is 176,000, so if the average wage is 22,000, it would take just under 7 years to buy the house

 

I was rounding up..

[the_stig 6,614]

how much do you have to earn to pay a grand a month in tax

[the_stig 6,614]

"if you are at uni and don't get a job untill you are in your twentys will you be expected to work when you are 70 +"

 

Yes, my generation no doubt will be working far longer than you, and without a pension. Also my generation pays more to live, can't buy houses, can't get any finance/mortgage and many can't get jobs. So sorry if I don't shed a tear for your plight of being a manual worker who pays tax. If its really about that, no offence but manual work doesn't generally pay as well, so you probably won't have paid as much in those 50 years as someone on a decent salary pays in 5.

 

Sorry, just sick of people complaining when your generation have had it very easy indeed.

 

 

Very good...

 

Do you realise how daft it sounds moaning about having to pay more for the cost of living these days when the wages have more than gone up in proportion to make up for it? Despite the current economic situation, the general public's quality of life is much better now than it was when I was growing up...

 

I don't know how you can say that anybody who can remember living through the bad times of the ''s has 'had it very easy indeed.'

 

I think its a fair bet ratreeper kisses Maggies picture every night Malt Wonder what contribution to society he makes?

 

Here's an example. My dad bought his first house for less than £14k and got a mortgage with no deposit and two part-time jobs. He sold it for a profit, got another for £36 and sold that 10 years later for £150k+, now owns his house and is happily retired.

I am 23, and pay about a grand a month in tax. The average house is about £150k and you would need a minimum 10% deposit to even get a look at a mortgage. It's impossible for most people to save this amount and also afford to rent.

 

So do I think you had it easier? f*****g yes I do. It was MUCH easier to get a job, easier to get a house and less competition in general. Remember this is just my opinion before someone gets insulting, but the statistics back me up.

i agree wih you the 80s n 90s whr good to me and i took advantage of it ..if your paying a grand a month in tax you must be on some good wedge so why cant you save .. ?

my lads both run new cars and a market van they are both in full time jobs and run a weekend market buisness they both have 3 weeks abroad hols every year eat out 3 nights a week out on the beer most nights top teles and hi fi gear top make cloaths and neither of have feck all saved for a house or anything else ...

75 k a year ???...

[Ideation 8,217]

Aye true, the lads moaning, but if he pays that in tax at 23, then he's got f**k ALL to whine about. Tax 20%, so he's earning 5k a month. Hard f*****g times that.