T78 4 Posted October 9, 2007 Report Share Posted October 9, 2007 apparently the banks still have to consider your claim for unfair charges if your in a position of hardship. has anyone tried this? Quote Link to post Share on other sites
Kay 3,709 Posted October 9, 2007 Report Share Posted October 9, 2007 apparently the banks still have to consider your claim for unfair charges if your in a position of hardship. has anyone tried this? yes i have & its being dealt with now so should find out in a week or so Quote Link to post Share on other sites
T78 4 Posted October 9, 2007 Author Report Share Posted October 9, 2007 would you mind letting us know how you get on? im thinking of trying to press them into it with mine.... Quote Link to post Share on other sites
jawbone 0 Posted October 9, 2007 Report Share Posted October 9, 2007 i did it. one letter - £1500 quid return.Don't let the b*****ds get away with it. Quote Link to post Share on other sites
T78 4 Posted October 9, 2007 Author Report Share Posted October 9, 2007 jawbone,was that a hardship case? Quote Link to post Share on other sites
kurgan 5 Posted October 9, 2007 Report Share Posted October 9, 2007 If you have an iva or even bankrupt you can still make a claim. Quote Link to post Share on other sites
T78 4 Posted October 9, 2007 Author Report Share Posted October 9, 2007 im not bankropt but im not working and ive got an 8 wk old bairn so our lass is obviously not working either and not much in the way of savings. hardship? i put a claim in for my charges months ago but the told me to wait til the test case has been seen.... Quote Link to post Share on other sites
spade 224 Posted October 9, 2007 Report Share Posted October 9, 2007 I am currently trying to claim charges and have been told by the bank they will not do anything until after the test case which isn't going to be in court until July 08 (info from FSA). I spoke to the FSA regarding hardship and was told by the FSA that all it means is that banks will accept reduced payments on loans, overdrafts and credit cards etc. Quote Link to post Share on other sites
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