hily 380 Posted December 6, 2012 Report Share Posted December 6, 2012 (edited) Talking to a lass about the weather and she got on about snow tyres she told me when she got some for her motor she had to inform her insurance co.thinking this might help to cut the cost of her insurance she let them know .The insurance co. response was a hike in the premium as the fitting of snow tyres was classed as a modification to the vehicle .after she protested to the insurance co saying in some e u .countries its unlawful not to have them and even getting her M.P. involved the answer was the same you'v got to pay more .Now i did'nt know owt about this my question is would any rough terrain tyres come under the same rule and if you have them on your motor without letting the insurance people know is your cover effected My only suggestion was for her to try and lobby the tyre manufacturers to have a go at the rules as they have the money and the influence to be able to change things. Edited December 6, 2012 by hily Quote Link to post Share on other sites
Qbgrey 4,386 Posted December 6, 2012 Report Share Posted December 6, 2012 had no probs with my off road tyre,i told ins co that unless i could find out exactly what tyres are put on my truck a the factory when new i could still get done for mods,she said tyre dont count,but all else does.regards aftermarket alloys if you let them know but say you wont claim if the get nicked i recall it cost me 35 pound. Quote Link to post Share on other sites
hily 380 Posted December 6, 2012 Author Report Share Posted December 6, 2012 (edited) the wheels from main dealer not after market .they did ask if she had to modify wheel arches for them to fit NO the wheel rims are made for this motor. Edited December 6, 2012 by hily Quote Link to post Share on other sites
irishnut 297 Posted December 7, 2012 Report Share Posted December 7, 2012 i put snow tyres on my car 2 years ago, i did inform the insurance that i was going to do so. they said they had to be same size as original and also suitably rated for the car. no extra cost. god knows what they'd have done if i rang after putting them on. Quote Link to post Share on other sites
CorkyJohn 808 Posted December 7, 2012 Report Share Posted December 7, 2012 depends on your insurance company hily but as I'm sure you're aware most insurance companies will do anything to avoid paying out. Bigger tyres, MT's or AT's can all be classed as a modifications. More often than not if you drive a 4x4 its best to use a specialist 4x4 company like Adrian Flux, Sureterm or 2gether. Always best to be honest with them Quote Link to post Share on other sites
sureshot.177 49 Posted December 7, 2012 Report Share Posted December 7, 2012 As long as there E marked and of the correct speed rating are they cold weather tyres or snow tyres as snow tyres have metal spikes to grip the snow/ice where cold weather tyres have more groves to let the tread move and grip and if you have cold weather tyres you can go down one speed rating eg from V rated to H rated hope this helps Quote Link to post Share on other sites
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