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BIGLURKS

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Posts posted by BIGLURKS

  1. BigLurks,

     

    A good few year ago, I had the misfortune to be in the company of a proper 'tnuc' (read backwards). Anyway, he lived his life as a scammer basically, his girlfriend was in a fair bit of debt - told me he phoned up the debter and told them she was going bankrupt, and theirs no chance they are going to get anything as the list is as long as your arm, BUT.... would they accept X. After a bit of negotiation the matter got settled.

     

    Someone in my exes family owed a lot on credit cards/banks mainly, no significant purchases, all silly consumerism. He did confide in me once and at that time it was 15k from memory, anyway, he had this theory that if after a certain amount of time they dont catch up with you then its written off. 7 years was mentioned. Any truth in that?

    He went off travelling all over Oz Asia bit of Europe for 8 year at least.

    its 5 years now and it's written off or so citizen advice told me but they genreally make you bankrupt in the last year if you owe more then 3000
  2.  

    The kicker is Iam still unsure wether too go for bankruptcy or not the amount I owe is astranomicle in my eyes it's 12k plus but most of it is the money that they have added on cos I couldn't pay it when I hit a ruff couple of years with an injurie and being able too save that will take me 10 years even at the rate Iam going at 6 Days a week 12 hour days Iam no closer too getting out of it then when I started see the only thing is I don't own a house or will I ever have the money for owning my own house in this area

    It's only 10 years doing what your doing now. Who says things won't change for you in the very near future. I'd need to be at rock bottom to go bankrupt. I've been skint but never owed lots of money. I've borrowed and paid back.

    Going bankrupt fucks up lots of things in future....trying to get a house is the big one. When you can't get a phone contract, couch or tv even though you know you can afford it it will piss you off big time. I'd think carefully before doing it..

    i can't see me getting a house mate even if I did pay it off over 10 years the value of houses round this area is too high you have too move 30 miles away before you can get one on the money I make unless you get real lucky and buy a house with no Roof for cheap you can't even buy a bit of land and stick a caravan on it round here but it's home always has been most of my family is here as well plus what iam doing right now is out of the option I've been working 90 hour weeks for 7 months and getting no where and it was not much that I owed it was 4K too start with then with interest rates going sky high and never getting it down I basically bought a pickup and it was a bad buy and blew up in my face 3 k down the drain over night then another 1k too get another car then was laid off then got back too work then was on the sick with a bad back surgery so was off work for over a year the 12k plus was just interest surprising how much shit can happen over a month
  3. The kicker is Iam still unsure wether too go for bankruptcy or not the amount I owe is astranomicle in my eyes it's 12k plus but most of it is the money that they have added on cos I couldn't pay it when I hit a ruff couple of years with an injurie and being able too save that will take me 10 years even at the rate Iam going at 6 Days a week 12 hour days Iam no closer too getting out of it then when I started see the only thing is I don't own a house or will I ever have the money for owning my own house in this area

  4.  

    Any of use ever went bankrupt if so why and how did it pan out

     

    pain in the arse having to have meters fitted for gas leccy etc but it did me good in the long run and a nice fresh start. Like a breath of fresh air to be honest after struggling for years to get head above water. Nationwide are good as well they will give a standard bank account with no credit facilities where as most banks don't want to know

    did you have too get gas and leccy meters put in I take it you mean pay as you go
  5. They don't f**k about over there my cousin just got deported before Xmas there done the 2 years work visa and liked it so much decided too stay so he was leaving every 3 month and coming back in working cash jobs on a holiday visa they soon clicked on immigration officers had him locked up and sent on a plane 48 hours after they got him the way it should be done in this country as we'll but were just too much of a soft touch here

  6. Right this is not the first I've heard of this what's going on mods it's off folk getting logged on in other folks accounts I've had some one that was logged on my account another lad logged on some one else's account and just now when I logged on i was on this guys account

    C7B1FCE8-3A78-4621-9030-0C01617EF9B1_zps

  7. It's between Scotland and wales id say but I would like Scotland too win just too rub it in the English lads that drink in are pub it was quite good banter last year I think if it came down too Scotland and wales it would be a proper fight too the last tooth and nail

  8. It dosnt matter what cross it is it's the person holding the lead dogs can do things you want them too if you've got enuf patience too teach them hell my pal has a got a dog so we'll trained it will go in the kitchen too grab him a beer but it's still not the best gun dog in world if you want folk too say the best cross out there for certain jobs the list is endless and can go on for 4 pages most of it is down too personal preference like bird says he has bigger dogs incase he pops into something else at night i would tend too go bye the size the dog it will make for the size of the quarry you after instead of what's in it'

    the cross is just too add traits of the parents

     

    The best thing you could do is ask yourself what the dog you own is crossed with and why it dosnt do what your wanting it too do and I'd bet money on there is some one on here with the same cross of dog doing the things your dog won't do

  9. For what your wanting just bunnys would go for a whippet x nothing too big that's just if you have no plans for doing anything else don't think you would go far wrong with a whippet type lurcher if all your doing is a couple nights lamping a year and a few weekends ferreting but it's a personal choice you could even get away with just a pure whippet it all depends on how much your doing if your going too be out 4 times a week I would go for a bigger sized lurcher but you want go far wrong with the whippets for the odd day and night out ferreting and lamping

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