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Well i insured mine as a mongrel / collie cross and if any injuries arise then it will of happened whilst she was out for a walk. They only need to know as much as you want them too.

I hope you prove me wrong mate,but i know of someone who insured his Lurcher.He did the same as you and insured it as a crossbreed.The dog tore some stomach muscle's,and was kept in the vets for observation.He got nowt from the insurance company.If i'm not mistaken,when claiming you have to pass on the vets details.This they asked him to do,and as soon as the word lurcher was mentioned that was that.Insurance companie's employ ascessors to save them money,not work out the cost. :big_boss:

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We work with all the insurance companies, out of them all Pet Plan usually always pay out..DBI are pretty good, the supermarket ones are ok..although they do tend to quibble a fair bit about minor things..E&L are useless and we always have problems trying to get a claim out of them..you have to be careful not to mention the word 'Lurcher' as often the premium will shoot up or they wont cover you..also anything with Beddy in it can be viewed as being a liabiltiy due to the copper problem in the breed..much easier just to say 'crossbreed' - as long as that's what it says on the Vets record too. A lot of insurance companies say in their small print that they wont cover dogs that race/course or work...in saying this..its odd..as they seem to have no problem with working gundogs?

Edited by redmoor
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