Hi, I insure my Lab bitch with more>than. 
  
It cost`s me £14.99 at the moment it`s just gone up, but they are good at paying out with claims. 
  
I claimed for my first Lab bitch who sadly died, they paid me the full cost of her purchase. 
  
And the bitch i have now had a cut pad that needed emegency vet & stitching cost me about £400 in vets bills, glad i was insured. 
  
Also more>than pay for treatment for the rest of the dogs life if it becomes say diabetic or something long term. 
  
Other companys will only pay the first 12 months 
  
Virgil.