Jobi 387 Posted August 13, 2019 Report Share Posted August 13, 2019 (edited) It's coming up 2 years since we moved in to our house and we both agree this place is not for us. We want to move back to the area from where I'm from in a new housing estate near to the street I grew up on. At the minute we are in a 5 year fixed rate but don't want to wait that long. I've seen that you can port your mortgage on to another house without making a new application as long as the new property is the same price or less. There's a slight problem though, last year I got a CCJ over a parking fine. I've got away without paying them before so thought I'd get away with this one, I was wrong. Has anyone ported their mortgage before and if so will the CCJ effect my chances of being successful even though it's with the same lender? Edited August 13, 2019 by Jobi Quote Link to post Share on other sites
Jobi 387 Posted August 13, 2019 Author Report Share Posted August 13, 2019 4 minutes ago, sid g said: https://www.moneysavingexpert.com/mortgages/porting-your-mortgage/ Just what I was fearing, it looks as though you still have to apply again which I'm reluctant to do after the CCJ. Quote Link to post Share on other sites
stumfelter 3,032 Posted August 13, 2019 Report Share Posted August 13, 2019 I've ported a fs1e an rd125 and an x7 but never a mortgage, no. 2 Quote Link to post Share on other sites
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