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Yep me the same but last yr one of my dogs had a sore patch and he lost the hair around it so I took him in and all was treated and ok. When I had my renewal they said re occurring illness is not covered so any future sores on his front leg are not covered. I rang them and asked about it and they said that is their policy. But said if it's not connected or the same as the original illness then it's ok. That would be a hard one to prove either way. But my other spaniel has just just had stitches out following an argument with barbed wire so I'm glad I have the policy

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