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#16 andyrose

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Posted 04 December 2009 - 09:10 pm

i don't know how true it is, but do you have to stump up the money to pay the vets and then claim it back? :hmm:

#17 Hollie

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Posted 04 December 2009 - 09:33 pm

i don't know how true it is, but do you have to stump up the money to pay the vets and then claim it back? http://www.thehuntinglife.com/forums/pub...



They are all different (i think) but that is something you should DEFO check when you sign up

With mine i can do it either way, i would ALWAYS get my vet to invoice them, if i had the money to pay it in the 1st place i wouldn't need insurance would i lol!!!!

#18 bullmastiff

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Posted 04 December 2009 - 11:02 pm

With insurance always put your dog down as a Mongrol or crossbreed. their cheaper to insure (their working on the theory of Hybrid vigor) and never say it's a working dog. A lot won't insure working dogs so if it breaks it's leg or get's ripped on barb wire you were just out for a late night stroll!

#19 Annmarie09

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Posted 04 December 2009 - 11:55 pm

I'm with Petplan, not the cheapest at £18 a month but most vet's work with them, they have the forms at the surgery ready to be filled in straight away, and my vet said that some with some insurance companies they require at least some of the payment up front as some aren't very good at paying out. He said Petplan is the most reliable. Fly is down as a lurcher, no questions were asked and as she is not a pedigree she gets the cheaper rate. The excess is £80 I think. Also, the cover is per year, so if the dog gets a chronic illness then she is covered for life. Also, you can get 4 weeks free cover with a form from your vet.

ALWAYS get insurance, one year on I am still paying off my last dog's bills via a bank loan at £80 a month and I have only paid off half.

#20 Annmarie09

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Posted 04 December 2009 - 11:57 pm

id like some info too ,hope you donkthink im hijacking thread sam ,do these insurance policy,s work on the idea you take the dog to nearst vet or do you reg at pertical vets etc and witch company is the one to trust cheers will


Are you not registered with a vet?? You use your own vet, obviously except in the case of being too far away, ie if you were on holiday at the other end of the country then you would get emergency help from a local vet and go home to your own for treatment.

#21 fat_will

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Posted 07 December 2009 - 07:22 am


id like some info too ,hope you donkthink im hijacking thread sam ,do these insurance policy,s work on the idea you take the dog to nearst vet or do you reg at pertical vets etc and witch company is the one to trust cheers will


Are you not registered with a vet?? You use your own vet, obviously except in the case of being too far away, ie if you were on holiday at the other end of the country then you would get emergency help from a local vet and go home to your own for treatment.

no as i dont own any dog at the moment , last lurcher i took to a vet was 12 yrs ago

#22 tsteve9999

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Posted 07 December 2009 - 12:05 pm

My vet has their own policy, around 150.00 each per year.
This plan includes all jabs, neutering if wanted, and no excess, but excludes costs of sending samples to specialist labs, they are extra.
My 2 have been there 4 times between them so far this year for minor things, had there boosters and the terrier has been neutered, so it's been fairly good so far.

Tom

#23 mikeyblue

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Posted 08 December 2009 - 05:34 pm

Hi All,

A quick question. I have been looking at the Petplan policy and was wondering whether or not my dogs 'Booster jabs' need to be up to date? The last thing I want is to pay the premium, need to use the insurance, only to find its invalid!

Regards,

Mikeyblue.

#24 Hollie

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Posted 08 December 2009 - 10:34 pm

My vet has their own policy, around 150.00 each per year.
This plan includes all jabs, neutering if wanted, and no excess, but excludes costs of sending samples to specialist labs, they are extra.
My 2 have been there 4 times between them so far this year for minor things, had there boosters and the terrier has been neutered, so it's been fairly good so far.

Tom


Posted Image
Sounds good, who are you with???


#25 Annmarie09

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Posted 08 December 2009 - 10:41 pm



id like some info too ,hope you donkthink im hijacking thread sam ,do these insurance policy,s work on the idea you take the dog to nearst vet or do you reg at pertical vets etc and witch company is the one to trust cheers will


Are you not registered with a vet?? You use your own vet, obviously except in the case of being too far away, ie if you were on holiday at the other end of the country then you would get emergency help from a local vet and go home to your own for treatment.

no as i dont own any dog at the moment , last lurcher i took to a vet was 12 yrs ago


Ah, that's fair enough then! As soon as you get a dog, get it registered with a vet, it may sound obvious but an accident/illness can happen any time and it's so much easier to get it all done in advance!

#26 Annmarie09

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Posted 08 December 2009 - 10:43 pm

Hi All,

A quick question. I have been looking at the Petplan policy and was wondering whether or not my dogs 'Booster jabs' need to be up to date? The last thing I want is to pay the premium, need to use the insurance, only to find its invalid!

Regards,

Mikeyblue.


As far as I know you have to have all the vaccinations up to date, but I haven't read all the small print so I don't know if that would mean that parvo etc would be excluded only, or if the whole policy is invalid!

#27 TOPPER

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Posted 08 December 2009 - 10:55 pm

you could always use the pdsa if your on benifits ie coucil tax / housing benifit i do believe they do an insurance , with the amount of mutts we have i don t bother with insurance if i can t fix it and it cost more than £200 at vets it .4 10 insurance , but if i only had 1-2 mutts id insure them

#28 Annmarie09

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Posted 08 December 2009 - 10:58 pm

I have just looked at my Petplan policy and it says your dog must have a yearly dental examination. It also says that they must be vaccinated against distemper, hepatitis, leptospirosis and parvovirus otherwise they will not pay any claims for these illnesses, so presumably you are Ok for anything else.

Another point I have noticed is that they will not pay out for any dogs used for guarding, track racing or coursing, or any dog crossed with a Pit Bull or any other dog that must be registered with the dangerous dogs act.

#29 fat_will

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Posted 09 December 2009 - 03:51 am

I have just looked at my Petplan policy and it says your dog must have a yearly dental examination. It also says that they must be vaccinated against distemper, hepatitis, leptospirosis and parvovirus otherwise they will not pay any claims for these illnesses, so presumably you are Ok for anything else.

Another point I have noticed is that they will not pay out for any dogs used for guarding, track racing or coursing, or any dog crossed with a Pit Bull or any other dog that must be registered with the dangerous dogs act.

annmarie thats the kinda answers i was looking for,the stuff you dont know till you have signed up thanks for taking the time to post it

#30 mikeyblue

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Posted 09 December 2009 - 05:59 pm

Thanks for the info Annemarie great couple of posts there!

Mikeyblue




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